| 40005 |
Adult Day Care - Not-For-Profit only |
| 40006 |
Adult Day Care - Other than Not-For-Profit |
| 90089 |
Advertising Sign Companies - outdoor |
| 91111 |
Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair |
| 91127 |
Alarms and Alarm Systems - installation, servicing or repair |
| 60010 |
Apartment Buildings |
| 60011 |
Apartment Buildings - garden |
| 60013 |
Apartment Buildings or Hotels time-sharing - 4 stories or more |
| 60012 |
Apartment Buildings or Hotels time-sharing - less than 4 stories |
| 60016 |
Apartment Hotels - 4 stories or more |
| 60015 |
Apartment Hotels - less than 4 stories |
| 91155 |
Appliances and Accessories - installation, servicing or repair - household |
| 91150 |
Appliances and Accessories installation, servicing or repair - commercial |
| 40061 |
Athletic Games Sponsored by the Insured - Not-For-Profit only |
| 91175 |
Auctioneers - livestock - sales conducted away from the insured's premises |
| 91177 |
Auctioneers - sales conducted away from the insured's premises |
| 91179 |
Auctions - on premises owned or rented by the insured |
| 10070 |
Automobile Parts and Supplies Distributors |
| 10073 |
Automobile Repair or Service Shops |
| 10132 |
Bazaars - operated by the insured - Not-For-Profit only |
| 10130 |
Bazaars - operated by the insured - Other than Not-For-Profit |
| 45210 |
Bed and Breakfasts |
| 51380 |
Billiard or Pool Table Mfg. |
| 91200 |
Blacksmithing |
| 61223 |
Buildings or Premises - bank and other financial institutions |
| 61212 |
Buildings or Premises - bank or office - mercantile or manufacturing (Lessor's Risk Only) (For-Profit) |
| 61216 |
Buildings or Premises - bank or office - mercantile or manufacturing (Lessor's Risk Only) (Not-For-Profit) |
| 61217 |
Buildings or Premises - bank or office - mercantile or manufacturing - maintained by the insured (Lessor's Risk Only) (For-Profit) |
| 61218 |
Buildings or Premises - bank or office - mercantile or manufacturing - maintained by the insured (Lessor's Risk Only) (Not-For-Profit) |
| 61227 |
Buildings or Premises - office - Not-For-Profit only |
| 61226 |
Buildings or Premises - office - Other than Not-For-Profit |
| 61224 |
Buildings or Premises - office - premises occupied by employees of the insured (For-Profit) |
| 61225 |
Buildings or Premises - office - premises occupied by employees of the insured (Not-For-Profit) |
| 91315 |
Cable or Subscription Television Companies |
| 10331 |
Campgrounds - Other than Not-For-Profit |
| 51734 |
Can Mfg. - metal |
| 91342 |
Carpentry |
| 91340 |
Carpentry - construction of residential property not exceeding three stories in height |
| 91341 |
Carpentry - interior |
| 91343 |
Carpentry - shop only |
| 91405 |
Carpet, Rug, Furniture or Upholstery Cleaning - on customers' premises |
| 11039 |
Caterers |
| 91436 |
Ceiling or Wall Installation - metal |
| 91481 |
Chimney Cleaning |
| 41650 |
Churches or Other Houses of Worship |
| 91507 |
Clay or Shale Digging |
| 91523 |
Cleaning - outside surfaces of buildings and other exterior surfaces |
| 11128 |
Clothing or Wearing Apparel Stores - Not-For-Profit only |
| 11127 |
Clothing or Wearing Apparel Stores - Other than Not-For-Profit |
| 41667 |
Clubs - civic, service or social - having buildings or premises owned or leased (For-Profit) |
| 41668 |
Clubs - civic, service or social - having buildings or premises owned or leased (Not-For-Profit) |
| 41669 |
Clubs - civic, service or social - no buildings or premises owned or leased except for office purposes (For-Profit) |
| 41670 |
Clubs - civic, service or social - no buildings or premises owned or leased except for office purposes (Not-For-Profit) |
| 41666 |
Clubs - swimming |
| 51900 |
Coffins or Caskets Mfg. |
| 91547 |
Commissary Work |
| 91551 |
Communication Equipment Installation - industrial or commercial |
| 51927 |
Communication or Recording Systems or Equipment Mfg. - other than industrial or commercial |
| 41675 |
Computer Consulting or Programming |
| 43151 |
Computer Data Processing - operations |
| 43152 |
Computer Data Processing - time sharing |
| 91555 |
Computer Service or Repair |
| 62000 |
Condominiums - commercial - bank or mercantile, manufacturing or office (association risk only) |
| 62001 |
Condominiums - commercial shopping centers (association risk only) |
| 62002 |
Condominiums - commercial warehouses - manufacturing or private (association risk only) |
| 62003 |
Condominiums - residential - (association risk only) |
| 91580 |
Contractors - Executive Supervisors or Executive Superintendents |
| 91583 |
Contractors - subcontracted work - in connection with building construction, reconstruction, repair or erection of buildings - One or Two Family Dwellings |
| 91581 |
Contractors - subcontracted work - in connection with construction, reconstruction, erection or repair - Not Buildings - NOC |
| 91585 |
Contractors - subcontracted work - in connection with construction, reconstruction, repair or erection of buildings - NOC |
| 91584 |
Contractors - subcontracted work - in connection with construction, reconstruction, repair or erection of buildings - for Industrial Use |
| 91590 |
Contractors Permanent Yards - maintenance or storage of equipment or material |
| 41680 |
Convents or Monasteries |
| 51985 |
Cotton Compressing |
| 41716 |
Day Care Centers - Not-For-Profit only |
| 41715 |
Day Care Centers - Other than Not-For-Profit |
| 91629 |
Debris Removal - construction site |
| 91805 |
Draftsmen |
| 92102 |
Drilling - water |
| 92215 |
Driveway, Parking Area or Sidewalk - paving or repaving |
| 92338 |
Dry Wall or Wallboard Installation |
| 63013 |
Dwellings - four-family (lessor's risk only) |
| 63010 |
Dwellings - one-family (lessor's risk only) |
| 63012 |
Dwellings - three-family (lessor's risk only) |
| 63011 |
Dwellings - two-family (lessor's risk only) |
| 92451 |
Electrical Apparatus - installation, servicing or repair |
| 12391 |
Electrical Equipment Distributors |
| 92478 |
Electrical Work - within buildings |
| 52505 |
Electronic Games Mfg. |
| 12393 |
Electronics Store |
| 52547 |
Electroplating |
| 92663 |
Engineers or Architects - consulting - not engaged in actual construction |
| 94007 |
Excavation |
| 94099 |
Express Companies |
| 43518 |
Fairs - outside (operator's risk only) |
| 94225 |
Farm Machinery Operations - by contractors |
| 94276 |
Fence Erection Contractors |
| 94569 |
Floor Covering Installation - not ceramic tile or stone |
| 53333 |
Floor Covering Mfg. - not carpets, rugs, ceramic or stone tiles |
| 12805 |
Floor Covering Stores |
| 94590 |
Floor Waxing |
| 53374 |
Food Products Mfg. - dry |
| 43840 |
Fruit, Nut or Vegetable - harvesting contractors |
| 13205 |
Fuel Oil or Kerosene Distributors |
| 95124 |
Furniture or Fixtures - installation in offices or stores - portable - metal or wood |
| 13454 |
Gasoline Stations - self-service |
| 13590 |
Glass Dealers and Glaziers |
| 44072 |
Golfmobiles - loaned or rented to others |
| 95410 |
Grading of Land |
| 95487 |
Greenhouse Erection |
| 44276 |
Halls - Other than Not-For-Profit |
| 95625 |
Handyperson |
| 44315 |
Health or Exercise Facilities - commercially operated |
| 95647 |
Heating or Combined Heating and Air Conditioning Systems or Equipment - Dealers or Distributors and Installation, Servicing or Repair - No Liquefied Petroleum Gas (LPG) Equipment Sales or Work (95647) |
| 95648 |
Heating or Combined Heating and Air Conditioning Systems or Equipment - Dealers or Distributors and installation, Servicing or Repair |
| 55214 |
Hone, Oilstone or Whetstone Mfg. |
| 64075 |
Hotels and Motels - (lessor's risk only) - four stories or more |
| 64074 |
Hotels and Motels - (lessor's risk only) - less than four stories |
| 45191 |
Hotels and Motels - with pools or beaches - four stories or more |
| 45190 |
Hotels and Motels - with pools or beaches - less than four stories |
| 45193 |
Hotels and Motels - without pools or beaches - four stories or more |
| 45192 |
Hotels and Motels - without pools or beaches - less than four stories |
| 96053 |
House Furnishings Installation |
| 55426 |
Ink Mfg. |
| 96317 |
Inspection and Appraisal Companies - inspecting for insurance or valuation purposes |
| 55649 |
Instrument Mfg. |
| 96409 |
Insulation Work - organic or plastic in solid state |
| 96408 |
Insulation Work - plastic |
| 45334 |
Insurance Agents |
| 96611 |
Interior Decorators |
| 16750 |
Internet Retailers |
| 96816 |
Janitorial Services |
| 45539 |
Land - occupied by persons other than the insured for business purposes - (Lessor's Risk Only) |
| 97047 |
Landscape Gardening |
| 97050 |
Lawn Care Services |
| 14913 |
Locksmiths |
| 45901 |
Mail Order Houses |
| 45900 |
Mail Order or Online Drugstores |
| 15120 |
Markets - not open air (lessor's risk only) Not-For-Profit only |
| 15119 |
Markets - not open air (lessor's risk only) Other than Not-For-Profit |
| 15124 |
Markets - open air (lessor's risk only) Not-For-Profit only |
| 15123 |
Markets - open air (lessor's risk only) Other than Not-For-Profit |
| 97447 |
Masonry |
| 46005 |
Mausoleums - Not-For-Profit only |
| 46004 |
Mausoleums - Other than Not-For-Profit |
| 66561 |
Medical Offices |
| 15314 |
Medical, Hospital and Surgical Supply Stores |
| 97650 |
Metal Erection - decorative or artistic |
| 97651 |
Metal Erection - frame structures iron work on outside of buildings |
| 97652 |
Metal Erection - in the construction of dwellings not exceeding two stories in height |
| 97653 |
Metal Erection - nonstructural |
| 56910 |
Metal Foil Mfg. |
| 56912 |
Metal Goods Mfg. - stamping - not signs |
| 59914 |
Metal Works - shop - decorative or artistic |
| 56915 |
Metal Works - shop - structural - load bearing |
| 56916 |
Metal Works - shop - structural - not load bearing |
| 46362 |
Model Homes |
| 15699 |
Nursery - garden |
| 98111 |
Office Machines or Appliances - installation, inspection, adjustment or repair |
| 57600 |
Optical Goods Mfg. |
| 98257 |
Orchards and Vineyards - operation by contractors |
| 98303 |
Painting - exterior - buildings or structures - exceeding three stories in height |
| 98304 |
Painting - exterior - buildings or structures - three stories or less in height - not otherwise classified |
| 98305 |
Painting - interior - buildings or structures |
| 98308 |
Painting - shop only |
| 15993 |
Painting, Picture or Frame Stores |
| 57716 |
Paper Coating or Finishing |
| 98344 |
Paperhanging |
| 46622 |
Parking - private |
| 46603 |
Parking - public - not open air |
| 46604 |
Parking - public - open air |
| 46606 |
Parking - public - shopping centers - maintained by lessee (lessor's risk only) |
| 46607 |
Parking - public - shopping centers - maintained by the insured (lessor's risk only) |
| 46671 |
Parks or Playgrounds |
| 43470 |
Pest Control Services |
| 98449 |
Plastering or Stucco Work |
| 58057 |
Plastic or Rubber Goods Mfg.- household |
| 16501 |
Plastic or Rubber Supply Goods Distributors |
| 98482 |
Plumbing - commercial and industrial |
| 98483 |
Plumbing - residential or domestic |
| 16527 |
Plumbing Supplies and Fixtures Dealers and Distributors |
| 58301 |
Plywood, Veneer or Veneer Products Mfg. - other |
| 58302 |
Plywood, Veneer or Veneer Products Mfg. - without log processing |
| 98502 |
Prefabricated Building Erection |
| 58397 |
Prefabricated Building Mfg. |
| 16604 |
Produce Handling or Packing |
| 46882 |
Professional and Trade Associations - no buildings or premises owned or leased except as offices - Not-For-Profit only |
| 46881 |
Professional and Trade Associations - no buildings or premises owned or leased except as offices - other than Not-For-Profit |
| 47051 |
Real Estate Development Property |
| 47052 |
Real Estate Property Managed |
| 47103 |
Recording Studios |
| 47146 |
Recycling Collection Centers - Other than Not-For-Profit |
| 98636 |
Refrigeration Systems or Equipment - dealers and distributors and installation, servicing or repair - commercial |
| 98640 |
Renovating - outside surfaces of buildings |
| 16905 |
Restaurants - Bring Your Own Alcohol - with no sale of alcoholic beverages - with table service |
| 16906 |
Restaurants - Bring Your Own Alcohol - with no sale of alcoholic beverages - without table service with seating |
| 16820 |
Restaurants - operated by concessionaires - Not-For-Profit only |
| 16819 |
Restaurants - operated by concessionaires - Other than Not-For-Profit |
| 16900 |
Restaurants - with no sale of alcoholic beverages - with table service |
| 16902 |
Restaurants - with no sale of alcoholic beverages - without seating |
| 16901 |
Restaurants - with no sale of alcoholic beverages - without table service with seating |
| 16915 |
Restaurants - with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants - with dance floor |
| 16916 |
Restaurants - with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants - without dance floor |
| 16910 |
Restaurants - with sale of alcoholic beverages that are less than 30% of the total annual receipts of the restaurants - with table service |
| 16911 |
Restaurants - with sale of alcoholic beverages that are less than 30% of the total annual receipts of the restaurants - without table service |
| 98678 |
Roofing - residential - three stories and under |
| 58759 |
Rubber Stamp Mfg. or Assembling |
| 98698 |
Salvage Operations |
| 98699 |
Salvage Operations - removing, sorting, reconditioning and distributing of merchandise in damaged buildings and incidental operations away from such buildings |
| 98710 |
Sand or Gravel Digging |
| 47420 |
Saunas and Baths - public |
| 47468 |
Schools - correspondence |
| 47474 |
Schools - trade or vocational |
| 98751 |
Security and Patrol Agencies |
| 98805 |
Septic Tank Systems - cleaning |
| 98806 |
Septic Tank Systems - installation, servicing or repair |
| 98813 |
Sewer Cleaning |
| 98820 |
Sewer Mains or Connections Construction |
| 58904 |
Sewing Machines Mfg. - household |
| 98884 |
Sheet Metal Work - outside |
| 58922 |
Sheet Metal Work - shop only |
| 59005 |
Shoe, Boot or Slipper Mfg. |
| 67635 |
Shopping Centers - buildings, or premises not occupied by the insure |
| 67634 |
Shopping Centers - indoor malls - buildings, or premises not occupied by the insured (Lessor's Risk Only) |
| 98967 |
Siding Installation |
| 98993 |
Sign Erection, Installation or Repair |
| 59057 |
Sign Mfg. - electrical |
| 59058 |
Sign Mfg. - other than electrical |
| 99003 |
Sign Painting or Lettering - inside of buildings |
| 99004 |
Sign Painting or Lettering - on buildings or structures |
| 59188 |
Slate Milling |
| 48441 |
Soap Box Derbies |
| 59223 |
Soap Mfg. |
| 48558 |
Social Gatherings and Meetings - on premises not owned or operated by the insured - Not-For-Profit only |
| 48557 |
Social Gatherings and Meetings - on premises not owned or operated by the insured - other than Not-For-Profit |
| 99080 |
Solar Energy Contractors |
| 59257 |
Sponge Processing |
| 18206 |
Sporting Goods or Athletic Equipment Stores |
| 59378 |
Steel Wool or Wire Wool Mfg. |
| 59481 |
Stone Crushing |
| 59482 |
Stone Cutting or Polishing |
| 18436 |
Stores - food or drink - Not-For-Profit only |
| 18435 |
Stores - food or drink - Other than Not-For-Profit |
| 18438 |
Stores - no food or drink - Not-For-Profit only |
| 18437 |
Stores - no food or drink - Other than Not-For-Profit |
| 99471 |
Surveyors - land - not engaged in actual construction |
| 99505 |
Swimming Pool Servicing |
| 48925 |
Swimming Pools |
| 99506 |
Swimming Pools - installation, servicing or repair - above ground |
| 99507 |
Swimming Pools - installation, servicing or repair - below ground |
| 68001 |
Taxicab Companies |
| 99613 |
Telephone, Telegraph or Cable Television Line Construction |
| 99650 |
Television or Radio Receiving Set Installation or Repair |
| 99718 |
Theatrical Companies - traveling |
| 59738 |
Tie, Post or Pole Yard |
| 99746 |
Tile, Stone, Marble, Mosaic or Terrazzo Work - interior construction |
| 59781 |
Tool Mfg. - accessories |
| 49305 |
Towers - telecommunication - existence hazard only (lessor's risk only) |
| 68500 |
Townhouses Associations (association risk only) |
| 99777 |
Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating |
| 99793 |
Truckers |
| 99826 |
Upholstering |
| 99827 |
Upholstering - shop only |
| 68604 |
Vacant Buildings - factories |
| 68607 |
Vacant Buildings - not factories - Not-For-Profit only |
| 68606 |
Vacant Buildings - not factories - Other than Not-For-Profit |
| 49452 |
Vacant Land - Not-For-Profit only |
| 49451 |
Vacant Land - Other than Not-For-Profit |
| 49618 |
Vending Machine Operations - tobacco products |
| 49763 |
Warehouse - cold individual storage lockers |
| 99917 |
Warehouse - cold storage - public |
| 99938 |
Warehouses |
| 18991 |
Warehouses - mini-warehouses |
| 68702 |
Warehouses - occupied by multiple interests (lessor's risk only) |
| 68703 |
Warehouses - occupied by single interest (lessor's risk only) |
| 68707 |
Warehouses - private - Not-For-Profit only |
| 68706 |
Warehouses - private - Other than Not-For-Profit |
| 99946 |
Water Mains or Connections Construction |
| 99948 |
Water Softening Equipment - installation, servicing or repair |
| 19051 |
Water Softening Equipment - rented to others |
| 96930 |
Web Site Designers |
| 99975 |
Window Cleaning |
| 99986 |
Wrecking - buildings or structures |
