Personal Lines
RT Specialty Personal Lines makes placing business easy with the combination of an experienced and dedicated underwriting team and our unique IT platforms. We have long term best in the industry relationships with an array of top-rated carriers. As a result, we offer access to a wide range of personal lines products including homeowners, dwelling fire, vacant / renovation, condo, and other property coverages. We also offer access to monoline liability and specialty products like watercraft and snowmobile coverage. Our underwriting teams are located in multiple regions around the country. RT Specialty Personal Lines promises prompt and professional service to our retail agents and brokers. We will meet you where you want to be met; call, email, or go online today!
This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.
Private Client
The RT Private Client team has the extensive familiarity and knowledge to provide access to coverage for your high net worth clientele’s distinctive lifestyle. We are able to customize an insurance solution to protect insured’s assets. Through confidentiality and an attention to detail, our Private Client specialists are able to provide the first-class level of service that you and your insured are accustom to.
- Homeowners Protection (High Value Homes, Historic, Condos, Penthouses)
- Homes owned by Trusts, LLC’s, Corporations
- Multiple Homes Protection
- CAT Exposed Properties
- Course of Construction, Ground up and Prior Start
- Catastrophe Protection (Hurricane, Flood, Earthquake and Wildfire)
- Automobile (Exotic, Luxury, Collector, Motorcycles, Private Passenger)
- Private Aviation
- Personal Watercraft (Super & Luxury Yachts, Sailboats, Power Boats)
- Private Collections (Fine Art, Jewelry, Wine, Antiques, Silver)
- Umbrella and Excess Liability Protection
- Not for Profit Board of Directors and Fiduciary Liability
- Employment Practice Liability Protection
- And many more
RT Connector — Personal Lines
The first phase of retail facing RT Connector – Personal Lines commenced on July 6th, 2026. This is phase one of a multi-phase rollout.
Future phases of RT Connector – Personal Lines will include digital comparative rating including multiple A rated carriers. Retail customers will be able to select the best option for their clients, complete quoting, receive a prefilled application, and request binding.
The current rollout includes the following functionality for our retail customers:
- Submit business to an underwriter
- Upload documents
- Include underwriting notes
- View and chose from an extensive list of our products (lines of business)
- Access Direct Carrier Links
- Quick access to multiple carriers with proprietary online raters and platforms
- View landing pages with information about products accessible from these carriers
- Detailed information about direct carrier products
- Sign up instructions for customers not yet signed up to quote, bind, issue with these carriers
IMPORTANT!
The following online platforms are still operational and being supported by our teams. The migration of these platforms is scheduled for later releases!
Featured Products
Personal Lines Team
Meet your experienced RT Personal Lines Underwriting Team. Offering products nationwide.
Regional Breakdown
Online Rating Options
RT Personal Lines has a variety of online options available. Click on the logos for quick access. For more details and and signup instructions, click on the "Details" button at the bottom.
AL, CT, DC, DE, FL, GA, KS, LA, MA, MD, ME, MO, MS, NC, ND, NE, NH, NJ, NY, OH, PA, RI, SC, TX, VA, VT, WA, WV
CT, DC, DE, FL, MD, NC, NJ, NY, VA
TX
Rating DetailsFind a Broker or Underwriter
