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RT Specialty is proud to welcome All Risks to the RSG family effective September 1st, 2020!

Binding

SME, Contract Binding, Small Commercial, Authority and Small Business Insurance are all terms used to describe what we refer to as Binding Authority at RT Specialty. Simply stated, our underwriters are here to provide a solution to your clients’ insurance needs. Call on the expertise of our professional problem solvers to craft the right solutions to meet the unique needs of your customers. With access to a variety of admitted and non-admitted markets, our in-house binding agreements allow us to combine quick turnaround with the authority to secure coverage regardless of the complexity of risk. In addition to providing solutions for individual risks, we offer full program capabilities with the expertise to take your program from idea to strategy to execution and management.

To stay up to date on all Binding Authority’s products and capabilities, follow us on LinkedIn.

  • Manufacturing                         Restaurants
  • Start-ups                                 Bars/Tavern/Liquor
  • Vacant Properties                    Motel/Hotel
  • LRO                                         Plowing
  • Contractors (including NY)       Special Events
  • Habitational
  • Direct appointments with most major mono-line guaranteed costs carriers
  • Ability to write tougher risks
  • Ability to write high experience modifications
  • Low minimum premiums and high maximum premiums
  • Broad appetite across all industries (except NJ, NY, and MA)
  • Vacant
  • Coastal
  • Distressed
  • Habitational
  • Warehouse
  • Subsidized/Student Housing
  • Umbrella/Excess
  • $1 million to $10 million limits
  • Builder’s risk
  • Contractor’s equipment
  • Motor truck cargo
  • Hole-in-one
  • Event cancellation/weather
  • Crime
  • Misc. professional liability
  • Restaurant
  • Bar
  • Nightclub
  • BYOB/Host
  • Special events
  • Caterer
  • Package or monoline coverage available
  • Other coverages

Markets

Our relationship with our carriers is important to us. We approach our partnerships by seeking to establish relationships with businesses that perform in an ethical and comprehensive work manner. Additionally, we look for good financial carriers with strong management structures and a substantial balance sheet. We continue to have meaningful discussions with markets that we don’t represent who wish to have a distributing partner that can bring more to the transaction than simple numbers. Below is a list of many of the 100+ markets with whom we work:

  • ACE Westchester
  • ACE, USA
  • Admiral Insurance Co.
  • Affiliated F.M.
  • Allied World (AWAC) (Darwin)
  • Alterra
  • American Safety
  • Amerisafe
  • AmTrust
  • Applied Underwriters
  • Ascot Specialty Insurance Company
  • Arch
  • Argonaut
  • ArgoPro/Colony
  • Aspen
  • Ategrity Specialty Insurance Company
  • Atlantic Casualty
  • Attune Insurance Services, LLC
  • Axis Pro
  • Beazley
  • Berkley Regional Insurance
  • C.V. Star
  • Capitol Indemnity
  • Carolina Casualty
  • Century Surety
  • Chartis
  • Chartis Aerospace
  • Chubb
  • Chubb/Executive Risk
  • CNA
  • Colony Insurance Company
  • Crum & Forster
  • Darwin
  • Diamond State
  • E-Risk Services
  • Endurance U.S. Insurance
  • Evanston Insurance
  • Everest
  • Fireman’s Fund
  • First Capital-AWIS
  • First Mercury
  • First State
  • Freedom Specialty
  • Founders
  • Gemini
  • General Star
  • Genesis
  • Global Aero
  • Gotham Insurance
  • Great American Custom
  • Great American Insurance
  • Great American Surplus Lines
  • GridIron
  • Guard Insurance
  • Hallmark
  • Hartford Ins. Co. of IL
  • Hartford Insurance Group
  • Hiscox
  • Houston Casualty/US Specialty
  • Hudson
  • IAT Specialty
  • ICAT
  • IFG Burlington
  • Indian Harbor Insurance Co.
  • Interstate Group
  • Ironshore
  • James River
  • Kinsale
  • Landmark American
  • Lexington Insurance
  • Liberty International
  • Lloyd’s of London
  • Markel Underwriting Managers
  • Max Re
  • Maxum Indemnity Company
  • Medical Protective
  • Monitor Liability Managers
  • MUSIC
  • Mutual Marine Indemnity
  • National Casualty
  • National Indemnity
  • National Union
  • Nationwide E&S (formerly Scottsdale Insurance)
  • Nautilus
  • Navigators
  • Naxos Avondale
  • Northfield Insurance
  • Northland Insurance
  • Ohio Casualty
  • Old Republic
  • One Beacon
  • Pacific Insurance Co.
  • Penn America
  • Philadelphia Insurance Co.
  • Platt River
  • Progressive Insurance Co.
  • QBE North America
  • RLI Insurance Group
  • Rock River Insurance Co.
  • RockHill Underwriters
  • RSUI Group
  • Safeco
  • Seneca
  • Specialty Global/Capitol Specialty
  • Starr Indemnity
  • Starstone
  • Steadfast
  • Torus
  • Tower
  • Travelers
  • Twin City Fire
  • U.S. Liability Insurance Co.
  • U.S. Underwriters
  • United National Insurance
  • USAIG
  • Valiant
  • Vela
  • Velocity
  • Venture Underwriters
  • Verlin
  • Westchester Specialty
  • Western World
  • Westport Insurance Co.
  • USLI
  • XL Catlin
  • Zurich American Insurance

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