Personal Umbrella

RT Specialty Personal Lines has access to markets writing unsupported personal umbrella liability for a broad range of insureds. We can obtain coverage for preferred, standard and high-risk households, as well as high profile individuals and farm and ranch owners.

Target Classes
  • Mono-Line Umbrella
  • Underlying With Multiple Carriers
  • Households With:
    • Youthful Drivers
    • Elderly Drivers
  • Insureds With:
    • Multiple Homes
    • Rental Properties
    • Farm and Ranch Exposure
    • Recreational Vehicles
    • Watercraft
    • Vacant Land
  • Adverse Driving Records Considered
  • Criminal Convictions Considered
  • Prior Claims Considered
Coverage Options
  • Optional excess UM / UIM (not available in all states)
  • Broad definition of bodily injury and personal injury available
  • Umbrella with drop down coverage available
  • Excess Liability
  • Worldwide coverage
  • Zero deductible with some carriers
  • Written in name of individuals, trusts, LLCs, LLPs or the estate of, if primary residence is included
  • Excess over primary umbrella

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

Personal Lines Team

Meet your experienced RT Personal Lines Underwriting Team. Offering products nationwide.

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