Personal Umbrella
RT Specialty Personal Lines has access to markets writing unsupported personal umbrella liability for a broad range of insureds. We can obtain coverage for preferred, standard and high-risk households, as well as high profile individuals and farm and ranch owners.
Target Classes
- Mono-Line Umbrella
- Underlying With Multiple Carriers
- Households With:
- Youthful Drivers
- Elderly Drivers
- Insureds With:
- Multiple Homes
- Rental Properties
- Farm and Ranch Exposure
- Recreational Vehicles
- Watercraft
- Vacant Land
- Adverse Driving Records Considered
- Criminal Convictions Considered
- Prior Claims Considered
Coverage Options
- Optional excess UM / UIM (not available in all states)
- Broad definition of bodily injury and personal injury available
- Umbrella with drop down coverage available
- Excess Liability
- Worldwide coverage
- Zero deductible with some carriers
- Written in name of individuals, trusts, LLCs, LLPs or the estate of, if primary residence is included
- Excess over primary umbrella
This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.
Personal Lines Team
Meet your experienced RT Personal Lines Underwriting Team. Offering products nationwide.
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