Personal Umbrella

We can obtain unsupported personal umbrella liability for a broad range of insureds. We can obtain coverage for preferred, standard and high-risk households, as well as high profile individuals and farm and ranch owners.

  • Unlimited number of autos, RVs and watercraft
  • Multiple 1-4 family residential locations
  • Multiple at fault accidents in a household
  • Major and minor criminal convictions considered 
Product Features
  • Optional excess UM / UIM (not available in all states)
  • Broad definition of bodily injury and personal injury
  • Umbrella with drop down coverage or Excess Liability
  • Worldwide coverage
  • Zero deductible with some carriers.
  • Personal umbrella can be written in the name of individuals, trusts, LLCs, LLPs or the estate of, if primary residence is included

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

Personal Lines Team

Meet your experienced RT Personal Lines Underwriting Team. Offering products nationwide.

Region Map Regional Breakdown


Subscribe to receive the latest Ryan Specialty and/or RT Specialty news.


Find a Broker or Underwriter

Search by product, location or name

Please Update Your Browser

Unfortunately Microsoft is no longer providing support or security fixes for your web browser. RT Specialty values the safety and security of its clients’ data, and as such this site requires the use of a modern web browser. To update your web browser, please see the links below. If you have any questions or would like additional information, please email or call (312) 784-6001.

Firefox Firefox Chrome Chrome IE Internet Explorer Edge Microsoft Edge