Workers’ Compensation
RT Specialty’s Workers’ Compensation practice is the largest single-source wholesale broker of workers’ compensation in the country. The workers’ compensation marketplace is constantly evolving, creating challenges for our retailers and their clients. At RT Specialty, we have dedicated Workers’ Compensation Specialists who have the expertise and the market relationships to help you find comprehensive solutions.
Through our network of carriers, we can offer our retail clients access to a number of competitive, high-quality, and flexible workers’ compensation product options. We take our commitment to service seriously with dedicated local teams allowing for quick turnaround quotes on both large and small accounts. Our brokers take a collaborative approach to each account and work with our retail clients to assure that we develop solutions designed to best address their clients’ needs.
Whether you are in need of a guaranteed cost or large deductible program, RT Specialty Workers’ Compensation brokers will help you find the right coverage for your client.
- Multi-State risks
- National presence with WC broker teams located near our retail agency clients
- Access to many Workers’ Compensation carriers, from national to regional, to state specific
- Exclusive programs for specialty classes
- Large account solutions: guaranteed cost, large deductible programs and deductible buy-back programs
- Excess Workers’ Compensation
- Guaranteed Cost in-house binding authority
- Multiple billing options with either installment or monthly payroll reporting (self and vendor initiated)
- Loss Run pulls for larger clients to ensure ongoing monthly updates
- Artisan Contractor
- Automotive / Motorcycle Service and Repair
- Building Operations by Owner or Contractor
- Bus / Limo
- Carpentry Contractor
- Cement Contractor
- Excavation
- Flooring Contractor
- Group Home
- Home Healthcare
- Janitorial Contractor and Building Maintenance
- Landscaper
- Machinery, Erection and / or Repair
- Masonry Contractor
- Non-Emergency Medical Transportation
- Nursing Homes and Assisted Living
- Painting Contractor
- Pizza and Restaurants with Delivery Services
- Tattoo Shops
- Towing
- Tree Trimming
- Trucking, including Last Mile Delivery
- Wallboard Installer
- Waste Management
- New ventures accepted for many classes
Coverage
- Accidental Death and Dismemberment
- Accidental Medical Expense Benefit
- Temporary / Permanent Total Disability Benefit
- Non-Occupational Accident Benefits
- Paralysis Benefit
- Contingent Liability
Occupational Accident insurance is not Workers’ Compensation coverage is not a substitute for Workers’ Compensation coverage.
Highlights
- Both exclusive and limited distribution carriers available
- Combination of Workers’ Compensation / Occupational Accident / Contingent Liability options may be available, depending on risk characteristics and states required
- New ventures / no prior coverage accepted
- Available nationwide, excluding AK, NY
Target Classes
- Behavioral healthcare
- Consulting
- Courier / Delivery
- Home care services
- Office related services
- Landscape
- Oil / Gas
- Professional services
- Technology
- Trucking
Submission Requirements
- Occupational Accident Supplemental Application
- 3 Years currently valued Loss Runs, if available
- Independent Contractor – Owner Operator Census
- Complete description of insured operations
- Target pricing
- Copy of Sub-Contractor Agreement
This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.
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