Workers’ Compensation

RT Specialty’s Workers’ Compensation practice is one of the largest single-source wholesale broker of workers’ compensation in the country. The workers’ compensation marketplace is constantly evolving, creating challenges for our retailers and their clients. At RT Specialty, we have dedicated workers’ compensation specialists who have the knowledge and the market relationships to help you find comprehensive solutions.

Through our network of carriers, we can offer our retail clients access to a number of competitive, high-quality, and flexible workers’ compensation product options. We take our commitment to service seriously with dedicated local teams allowing for quick turnaround quotes on both large and small accounts. Our brokers take a collaborative approach to each account and work with our retail clients to assure that we develop solutions designed to best address their clients’ needs.

Whether you are in need of a guaranteed cost or large deductible program, RT Specialty Workers’ Compensation brokers will help you find the right coverage for your client.

Workers' Compensation Solutions
  • Multi-State risks
  • National presence with WC broker teams located near our retail agency clients
  • Access to many Workers’ Compensation carriers, from national to regional, to state specific
  • Exclusive programs for specialty classes
  • Large account solutions: guaranteed cost, large deductible programs and deductible buy-back programs
  • Excess Workers’ Compensation
  • Guaranteed Cost in-house binding authority
  • Multiple billing options with either installment or monthly payroll reporting (self and vendor initiated)
  • Loss Run pulls for larger clients to ensure ongoing monthly updates
Target Classes
Occupational Accident


  • Accidental Death and Dismemberment
  • Accidental Medical Expense Benefit
  • Temporary / Permanent Total Disability Benefit
  • Non-Occupational Accident Benefits
  • Paralysis Benefit
  • Contingent Liability

Occupational Accident insurance is not Workers’ Compensation coverage is not a substitute for Workers’ Compensation coverage.


  • Both exclusive and limited distribution carriers available
  • Combination of Workers’ Compensation / Occupational Accident / Contingent Liability options may be available, depending on risk characteristics and states required
  • New ventures / no prior coverage accepted
  • Available nationwide, excluding AK, NY

Target Classes

  • Behavioral healthcare
  • Consulting
  • Courier / Delivery
  • Home care services
  • Office related services
  • Landscape
  • Oil / Gas
  • Professional services
  • Technology
  • Trucking

Submission Requirements

  • Occupational Accident Supplemental Application
  • 3 Years currently valued Loss Runs, if available
  • Independent Contractor – Owner Operator Census
  • Complete description of insured operations
  • Target pricing
  • Copy of Sub-Contractor Agreement

Marketing Sheet

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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