Workers’ Compensation for Temp Staffing

Target Staffing Segments

  • Administrative & Clerical
  • Healthcare
  • Hospitality
  • Light Industrial Staffing
  • Professional / Technical
  • Skilled Contractors
  • Extensive class code appetite

Highlights

  • Exclusive and Limited Distribution carriers
  • Direct access to carrier programs, rating & pricing through local RT Specialty WC brokers
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • Multi-state risks are eligible
  • No e-mod maximum
  • Minimum premium of $25,000 (Clerical, Professional, Medical only risks are $10,000)
  • Nationwide state expertise
  • Expert industry guidance

Ineligible Risks

  • Generally, no new ventures (minimum 2 years in business)
  • May consider if low hazard classes w/ qualified owner resume

Submission Requirements

  • ACORD 130
  • Currently valued loss runs for current year and 2 prior
  • Temporary Staffing Supplemental application
  • Experience Mod worksheet
  • Last 4 quarterly 941’s
  • List of clients, or top 5 clients, if entire list is not available
  • Target premium

Marketing Sheet

The description of this program is only a summary of available coverages. This listing is not intended to be an all-encompassing record of capabilities, products or services. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RT Workers' Comp operations are conducted by RT Workers' Comp Specialty, a part of the RT Specialty division of RSG Specialty, LLC (RSG Specialty) and by International Facilities Insurance Services, Inc. (IFIS). RSG Specialty is a Delaware limited liability company based in Illinois. IFIS is a California corporation based in California. RSG Specialty and IFIS are subsidiaries of Ryan Specialty Group, LLC. RT Workers' Comp works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516) and International Facilities Insurance Services, Inc. (License #0B23543). ©2026 Ryan Specialty, LLC.

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