Workers’ Compensation for Pizza and Restaurants with Delivery


  • Exclusive and limited distribution carriers
  • Multi-location / multi-state risks are eligible
  • No % delivery maximum
  • Direct access to carrier programs, rating and pricing through your local RT Specialty broker or underwriter
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • New ventures eligible
  • Available nationwide, excluding AK and monopolistic states (ND, OH, WA & WY)

Eligible Class Codes

  • 7380 – Drivers
  • 9079 – Restaurant NOC (CA, NJ, NY, TX)
  • 9082 – Restaurant NOC
  • 9083 – Restaurant Fast Food

Ineligible Risks

  • Guaranteed delivery time frames (i.e. “30 minutes or less”)
  • 24-hour operations or delivery after midnight
  • Delivery by other than automobile

Submission Requirements

Marketing Sheet

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only. The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RT Workers’ Comp operations are conducted by RT Workers’ Comp Specialty, a part of the RT Specialty division of RSG Specialty, LLC (RSG Specialty) and by International Facilities Insurance Services, Inc. (IFIS). RSG Specialty is a Delaware limited liability company based in Illinois. IFIS is a California corporation based in California. RSG Specialty and IFIS are subsidiaries of Ryan Specialty Group, LLC. RT Workers’ Comp works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516) and International Facilities Insurance Services, Inc. (License #0B23543). ©2024 Ryan Specialty, LLC.

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