Workers’ Compensation for Trucking


  • Direct access to carrier programs, rating and pricing through your local RT Specialty broker or underwriter
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • Occupational Accident / Contingent Liability for 1099 Employees may be available
  • Last Mile Delivery entertained in certain states
  • New ventures may be considered
  • Available nationwide, excluding AK and monopolistic states (ND, OH, WA & WY)

Eligible Class Codes

  • 7219 – Trucking Local / Long Hauling (NCCI States – adoption of new code varies by state)
  • 0811 – Trucking Local / Long Hauling (DE, PA)
  • 0808 – Parcel Delivery (DE, PA)
  • 0812 – Mail Hauling Company (DE, PA)
  • 0821 – Beverage Distributor (DE, PA)
  • 7197 – Trucking – Trucking Parcels or Packages
  • 7198 – Parcel Delivery Companies
  • 7202 – Trucking: Mail, Parcel or Package Delivery
  • 7206 – Trucking: Parcel or Package Delivery
  • 7210 – Beer or Ale Dealer: Wholesale – Drivers
  • 7223 – Trucking: Common Carrier
  • 7230 – Trucking: Parcel or Package Delivery
  • 7231 – Mail, Parcel or Package Delivery and Courier or Messenger Service Co.
  • 7232 – Trucking: Mail, Parcel or Package Delivery – Contract USPS
  • 7380 – Drivers
  • 7390 – Beer or Ale Dealer – Wholesale & Drivers
  • 7392 – Beer or Ale Dealers
  • 9282 – Warehouse NOC
  • 0813 – Warehouse NOC (DE, PA)

Ineligible Risks

  • Repossession Operations
  • Mobile Home Moving
  • Ammunition / Explosives Hauling
  • Hazardous Material Hauling
  • Livestock, Coal or Timber Hauling
  • Freight Forwarding Operations

Submission Requirements

Marketing Sheet

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only. The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RT Workers’ Comp operations are conducted by RT Workers’ Comp Specialty, a part of the RT Specialty division of RSG Specialty, LLC (RSG Specialty) and by International Facilities Insurance Services, Inc. (IFIS). RSG Specialty is a Delaware limited liability company based in Illinois. IFIS is a California corporation based in California. RSG Specialty and IFIS are subsidiaries of Ryan Specialty Group, LLC. RT Workers’ Comp works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516) and International Facilities Insurance Services, Inc. (License #0B23543). ©2024 Ryan Specialty, LLC.

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