Workers’ Compensation for Group Homes


  • Direct access to carrier programs, rating, and pricing through your local RT Specialty broker or underwriter
  • Monthly self-reporting plus additional payment plans (options vary by state)
  • Available nationwide, excluding monopolistic states (ND, OH, WA & WY)

Eligible Class Codes

  • 8842 – Group Homes (NCCI) – All Employees & Salespersons, Drivers (National)
  • 8823 – Group Homes (CA) – Residential Care Facilities for Children
  • 9085 – Group Homes (CA) – Residential Care–Development Disabled
  • 940 – Group Homes (DE, PA) Group Homes – All Employees & Salespersons, Drivers
  • 8837 – Group Homes (MI) – All Other Employees
  • 8868 – Group Homes (TX) – All Other Employees

Ineligible Risks

  • Unlicensed and / or not in good standing
  • Pre-parole or probation halfway houses
  • More than one claim from assault or acts of violence
  • Volunteers involved in any of the following activities: construction, renovation, clean-up or building maintenance
  • New ventures

Submission Requirements

  • ACORD 130 Workers’ Compensation Insurance Application
  • Group Home WC Supplemental Application
  • Experience Modification Worksheet
  • Loss Runs for Current Year and 3 Years Prior
  • 3 Years Premium and Payroll History
  • Formal COVID-19 Safety Plan

Marketing Sheet

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only. The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RT Workers’ Comp operations are conducted by RT Workers’ Comp Specialty, a part of the RT Specialty division of RSG Specialty, LLC (RSG Specialty) and by International Facilities Insurance Services, Inc. (IFIS). RSG Specialty is a Delaware limited liability company based in Illinois. IFIS is a California corporation based in California. RSG Specialty and IFIS are subsidiaries of Ryan Specialty Group, LLC. RT Workers’ Comp works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516) and International Facilities Insurance Services, Inc. (License #0B23543). ©2024 Ryan Specialty, LLC.

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