Workers’ Compensation for Home Health Services


  • Exclusive program
  • Direct access to carrier programs, rating & pricing through your local RT Specialty broker or underwriter
  • Monthly self-reporting, plus additional payment plans (options vary by state)
  • New ventures may be eligible in select states
  • Available nationwide, excluding AK and monopolistic states (ND, OH, WA & WY)

Eligible Class Codes

  • 8835 – Home Health Services (NCCI) – Home, Public, and Traveling Healthcare – All Employees (National)
  • 0942 – Home Health Services (PA / DE) – Home, Public, and Traveling Healthcare – All Employees
  • 0943 – Home Health Non-Professional (PA / DE) – Home, Public, and Traveling Healthcare – All Employees
  • 8827 – Home Health (CA) – Home Care Services
  • 8828 – Home Health (TX) – Home Healthcare – All Other Employees

Ineligible Risks

  • Temporary staffing, leased, 24-hour live-in, and 1099 employees
  • Public / Government agency

Submission Requirements

  • ACORD 130 Workers’ Compensation Insurance Application
  • Home Health Services WC Supplemental Application
  • Experience Modification Worksheet (if available)
  • Loss Runs for Current Year and 3 Years Prior (if available)
  • Owner Resume (Less than 2 years in business)

Marketing Sheet

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only. The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RT Specialty is a division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RT Specialty provides wholesale insurance brokerage and other services to agents and brokers. As a wholesale broker, RT Specialty does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC.

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