Dwelling Fire

Purchasing a dwelling fire policy may be beneficial to protecting investment properties. RT Specialty provides access to dwelling fire insurance policies that offer multiple levels of protection for rental properties. Policies can be customized to fit the individual needs of your clients.  

Product Features
  • DP-1 and DP-3 available
  • Owner / Tenant / Seasonal occupancies
  • Schedule multiple locations on one policy
  • Loss of Use / Loss of Rents available on DP-1 & DP-3
  • Policy can be written in the name of a business
  • Replacement cost of dwelling available on DP-3
  • Short-term rentals are eligible
  • 1-4 family locations are eligible
  • Liability can be included
  • Vacant dwellings with or without cosmetic renovations (optional renovation endorsement available)
  • Wind coverage is available in many Tier 1 Counties
  • Water Backup available on DP-3
  • Risks with prior losses
  • Risks with no prior insurance
  • Risks with swimming pools, trampolines and domestic animals (exclusions or limitations apply)
  • Log homes
  • Risks on pilings, pier and beam and open foundation considered
  • Discounts available

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.


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