Dwelling Fire

Purchasing a dwelling fire policy may be beneficial to protecting investment properties. RT Specialty provides access to dwelling fire insurance policies that offer multiple levels of protection for rental properties. Policies can be customized to fit the individual needs of your clients.  

Target Classes
  • Low, Medium, and High Value Dwellings
  • Coastal / Extreme Coastal / Non-Coastal Homes
  • Wind Coverage Available in Many Tier 1 Counties
  • 1-4 Family Dwellings
  • Long Term / Short Term Rentals / Air Bnb / VRBO
  • Multi Locations on One Policy
  • Policies In Business Name / LLC / Estate Of
  • Vacant Dwellings
  • Dwellings Under Minor or Major Renovation
  • Custom / Modular / Tract / Model / Log / Unique Construction
  • Lapse in Coverage Considered
  • Prior Claims Considered
  • Homes Declined by Standard Markets
  • All Protection Classes; we write PC 1-10
  • Wildfire Exposures Considered
  • Risks With Swimming Pools and Trampolines
  • Risks With Dogs and Other Domestic animals (exclusions or limitations apply)
  • Risks on Pilings
  • Pier and Beam and Open Foundations Considered
  • Any Dwelling With Pride of Ownership!
Coverage Options
  • DP-1, DP-3 policy forms
  • Premises liability Included
  • Replacement cost available on DP-3
  • Loss of use / Loss of rents
  • Fringe coverages available:
    • Water/Sewer back up on DP-3
    • Equipment breakdown
    • Loss assessment
    • Other Fringe Coverages

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

Personal Lines Team

Meet your experienced RT Personal Lines Underwriting Team. Offering products nationwide.

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Online Rating Options

RT Personal Lines has a variety of online options available. Click on the logos for quick access. For more details and and signup instructions, click on the "Details" button at the bottom.

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CT, DC, DE, FL, IN, MD, NC, NJ, NY, OH, PA, WI

TX

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