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RT Personal Lines Online Rating Options

RT Specialty is pleased to offer access to multiple on-line rating options to our personal lines customers. QuickHome, Simple-Rates, and CARL are legacy systems created by brokers that have been acquired by RT Specialty. We are still operating these systems in order to offer our retail agent customers One Stop Shopping. Even in the states where multiple systems have options, the quotes and terms are unique to each platform. Our goal is to present you and your insured with multiple competitive options so that you do not have to shop elsewhere.

RT Personal Lines wants to Meet You Where You Want To Be Met. If you prefer a personal experience or our on-line rating options do not offer the product or state you are looking for, please call or email one of our experienced RT Personal Lines Team Members as they are happy to partner with you today!

Thank you for considering RT Specialty Personal Lines.

Description

On the QuickHome platform, retail insurance agents can compare an extended list of non-standard personal lines quotes and bind their client’s policy online.

On the Simple-Rates platform, retail insurance agents can quote non-standard personal lines and request binding on-line. Submit items will be handled by our experienced and prompt RT Richmond underwriting team.

On the CARL platform, retail insurance agents can obtain an indication for non-standard personal lines. Once an underwriter has approved the quote, the system will generate an application and you can request binding on-line. All quotes will be handled by our experienced and prompt RT Houston underwriting team.

Target Classes
  • Homeowner, Dwelling Fire, and Condo Units
  • Coastal properties right up to the water
  • Protection classes 1–10
  • Older homes with updates
  • Residential properties with claim history
  • Homeowner, HO-3 Rental, and Condo Units
  • Coastal properties right up to the water
  • Protection classes 1-8, 9 & 10 on a submit basis
  • All age homes considered
  • Residential properties with claim history
  • We want any home with Pride of Ownership
  • Homeowner and Dwelling Fire
  • Vacant Dwellings
  • Residential Flood
  • Contents located in Mini Storage
  • Personal Liability
  • Protection classes 1-10
  • All age homes considered
  • Residential properties with claim history
  • We want any home with Pride of Ownership
States
  • Homeowners, Rental Dwellings, Builders Risk, Vacant
    AL, CT, DC, DE, FL, GA, KS, LA, MA, MD, ME, MO, MS, NC, ND, NE, NH, NJ, NY, OH, PA, RI, SC, TX, VA, VT, WA, WV
  • Condos
    AL, CT, DC, FL, GA, LA, MA, ME, MS, NC, NH, NJ, NY, RI, SC, TX, VA
  • Online Private Residential Flood Coverage available
    Nationwide, excluding AK & KY
  • CT, DC, DE, FL, IN, MD, NC (not including Tier 1), NJ, NY, PA, VA
  • TX
Highlights
  • Forms: HO-3, HO-5, HO-6, HO-8, DP-1, DP-3
  • Primary, Secondary, Rental (including short-term), Vacant, Builders Risk
  • Up to $1M Coverage A Including wind and excluding wind
  • Direct Bill available on renewal business
  • Forms: HO-3, HO-3 Rental (Premises Liability) HO-6, HO-8, DP-1
  • Primary, Secondary, Rental (including short-term), Seasonal
  • Up to $750,000 Coverage A; Including wind; X-wind only in FL
  • Direct Bill available on renewal business
  • Forms: HO-3, HO-8, DP-1, DP-3
  • Primary, Secondary, Rental (including short-term), Seasonal, vacant
  • Direct Bill available on new and renewal business
Resources
Contact

Please contact a QuickHome underwriter for additional information at 877-275-9578

Please contact a Simple Rates underwriter for additional information at 800-368-2095, extension 41564 or 41581

Please contact an RT Houston underwriter for additional information at 713-351-8348

Link QuickHome Simple Rates CARL
Any retail agent whose agency is approved to do business with RT Specialty is eligible to obtain their login to any or all of the above systems; reach out today!

On the QuickHome platform, retail insurance agents can compare an extended list of non-standard personal lines quotes and bind their client’s policy online.

QuickHome

On the Simple-Rates platform, retail insurance agents can quote non-standard personal lines and request binding on-line. Submit items will be handled by our experienced and prompt RT Richmond underwriting team.

Simple Rates

On the CARL platform, retail insurance agents can obtain an indication for non-standard personal lines. Once an underwriter has approved the quote, the system will generate an application and you can request binding on-line. All quotes will be handled by our experienced and prompt RT Houston underwriting team.

CARL

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