Condo Unit Owner

RT Specialty can provide access to the HO6 condo insurance policy which can provide additional coverage on unit owner’s additional / alternations, personal property and personal liability, which may not be present in condo association’s master insurance policy. If your client needs this coverage, look to RT Specialty to provide access to this coverage. 

Target Classes
  • Coastal / Extreme Coastal / Non-Coastal Condos
  • Wind Coverage Available in Many Tier 1 Counties
  • Vacation Condo: Seasonal and Secondary Including Limited Rental
  • Rental Units:  Long Term / Short Term / Air Bnb / VRBO
  • Policies In Business Name / LLC / Estate Of
  • Vacant Condos
  • Condos Under Minor or Major Renovation
  • Lapse in Coverage Considered
  • Prior Claims Considered
  • Condos Declined by Standard Markets
  • All Protection Classes; we write PC 1-10
  • Risks With Dogs (exclusions or limitations apply)
  • Any Condo with Pride of Ownership!
Coverage Options
  • HO-6, Policy form
  • Personal liability included for owner primary condos
  • Premises liability included for secondary, seasonal, and rental condos
  • Fringe coverages available
    • Water/Sewer back up
    • Equipment breakdown
    • Extended replacement cost
    • Loss assessment
    • Other Fringe Coverages

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

Personal Lines Team

Meet your experienced RT Personal Lines Underwriting Team. Offering products nationwide.

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