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RT Specialty is proud to welcome All Risks to the RSG family effective September 1st, 2020!

Residential Vacant, Renovations and Builders Risk

Many insureds do not realize that homeowners and dwelling fire policies reduce or remove coverage when a home is vacant for an extended period of time. RT Specialty can fill this coverage gap with coverage for vacant homes or homes under renovation. RT specialty also has multiple markets for residential ground up builders risks. 

Product Features 

Vacant and Renovation

  • Special and named peril coverages
  • Liability
  • All protection classes eligible
  • Coverage for contents
  • Renovations
  • 1-4 family dwellings and condos
  • Model homes
  • Home Flippers acceptable
  • Business name, estate of, or LLC acceptable
  • 3, 6, 9 , 12 month policy terms available
  • Admitted and non-admitted markets available
  • Low Minimum Premiums

Ground up Builder’s Risk

  • Property and Inland Marine forms available
  • Liability coverage available  
  • Custom, modular and tract homes
  • Dwellings and condos (1 – 4 units)
  • Detached garages
  • Contractors must have at least 2 years experience
  • Coverage included for theft of building materials
  • Low Minimum Premiums
  • Renewable policies

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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