Artisan & General Contractors

RT Binding Authority offers access to multiple carriers offering coverage for a plethora of commercial and residential artisan and general contractors.

Target Classes:
  • Alarm / Camera
  • Appliances & accessories
  • Auto detailing
  • Boat detailing and repair
  • Carpentry
  • Concrete construction
  • Debris removal
  • Drywall
  • Electrical
  • Fencing
  • Floor covering
  • Grading of land / Excavation / Land clearing
  • Handyperson
  • HVAC
  • Janitorial
  • Landscaping / Lawncare
  • Metal erection
  • Outdoor construction / Decks, Porches
  • Painting
  • Plumbing
  • Pressure washing
  • Remodelers
  • Roofers
  • Solar / Wind energy contractors
  • Street & road
  • Swimming pool construction and maintenance
  • Telephone / Cable line
  • Upholstering
  • Welding
  • Additional classes considered!

RT also has access to solutions for General Contractors working in the above target classes

  • Any percentage of subcontracting
  • Paper contractors
  • Additional classes considered for General Contractors
Coverage Options
  • Monoline GL or package with property or inland marine
  • OCP available
  • Excess / Umbrella available
  • Fringe coverages applicable to class of business
  • Additional Insureds
    • Blanket CG2037 or Similar
  • Waiver of subrogation
  • Primary and non-contributory
  • Per project aggregate
  • Professional liability available on multiple classes
  • Scheduled or blanket equipment – Monoline or package available
  • Miscellaneous tools floater
  • Installation floater
  • Monoline contractors’ pollution available
RT Highlights
  • In house authority / brokerage
  • Experienced underwriters

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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