Restaurant, Bar, Tavern and Liquor

RT Binding Authority has access to a multitude of options for your Restaurant and Bar clients!

Target Classes
  • Adult clubs
  • Bars / Taverns / Pubs / Sports bars
  • Breweries / Microbreweries
  • Delis / Coffee / Ice cream
  • Family / Fine dining
  • Food Trucks / Trailers / Carts
  • Juice bars
  • Live music venues
  • Nightclubs
  • Pool Halls
  • Social clubs
  • Wineries / Vineyards
  • RT Binding will consider:
    • New ventures
    • Risk with prior losses
    • Coastal / Extreme coastal
    • Protection Class 1-10
    • Hard-To-Place risks
  • Additional similar operations considered!
Coverage Options
  • Monoline GL, liquor liability, property, inland marine
  • Packages to include any combination of coverages available depending on risk
  • Assault and battery at full or sub-limits depending on risk
  • Excess / Umbrella available
  • Outdoor Signs
  • Computer equipment / EDP
  • Fringe coverages available:
    • Restaurant enhancement endorsements (vary by carrier)
    • Spoilage
    • Equipment breakdown
    • Hired, non-owned auto
    • AI, blanket AI
    • Increased fire legal and med pay
RT Highlights
  • In house authority / brokerage
  • Experienced underwriters

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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Report a Claim

RT Specialty employs a team of talented and motivated claims professionals to assist clients on all claims issues. All claims should be submitted to the RT office where the policy originated.

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