RT Specialty is proud to welcome All Risks to the RSG family effective September 1st, 2020!

Residential Excess Flood

When the primary flood limits are not enough, excess flood coverage can fill in the gap.

Policy features

  • Cobra and non-participating communities
  • Loss of use available in some markets
  • Residential Dwelling (1-2 family)
  • Primary, Secondary and Tenant occupancies

Excluded Classes

  • Properties built on stilts over water
  • Condominium
  • Dwellings with more than 1 flood loss
  • Buildings located in V Zones and Negative Elevations must be approved by the company
  • Builders Risk

Limits Available

  • Maximum limit – $5M TIV for Building & Contents

Special Requirements

  • Residential Contents can be bound only in conjunction with building coverage.
  • Underlying flood policy declarations page and elevation certificate (where applicable)  must accompany the completed excess flood application.

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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