Stable Liability Policy

Protections for commercial stable activities are vital for stable owners, trainers, instructors, and others in the equine business. Examples include, but are not limited to:

Boarding
Breeding
Clinics
Horse Events (Sales and Shows)
Private Lessons
Riding Academics
Riding Clubs

Provides Bodily Injury or Property Damage to others for whom the Insured is held liable, as a result of his/her horse-related activities.

Coverage Highlights

Riding School Trainers
Clinic Horse Shows / Horse Sales
Boarding, Breeding or Show Stables
Private Horse Owners
Riding Clubs
Riding Clubs

Limits Available

$500,000 Occurrence / $1,000,000 Aggregate or $1,000,000 Occurrence / $2,000,000 Aggregate
$1,000,000 ($3,000,000 excess is available)
$5,000 Med Pay ($10,000 Med Pay may be available)
$50,000 Fire Legal ($100,000 Fire Legal may be available)

Types Of Ranches / Farms

Annual for most policies; short-term for horse shows/sales/clinics

Care, Custody and Control

Equine Care, Custody, and Control insurance is an essential coverage for all horse operations, which involve non-owned horses, including boarding, breeding and training. This coverage does not apply to horses that you own or lease.

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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Stable Liability Policy

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