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Residential Flood (Primary Flood)

This residential flood program builds on RT Specialty’s past experience in assisting homeowners in obtaining protection in times of need. This program has a generally wider scope of coverage and a choice of higher limits than most alternative flood products currently available.

Advantages
  • 7 day waiting period for new business
    • Does not apply when lender mandates an insured purchases flood insurance (proof of closing required)
    • Does not apply as a result of the insured building is reclassified as a Special Flood Hazard Area within the previous 60 days
  • No need to obtain flood certificates
  • Direct Bill available
Choose your coverage (limits subject to change)
  • Dwelling Replacement Cost up to $1.25M or NFIP limits
  • Personal property up to $875k – replacement cost optional
  • Other structures up to $125k
  • Additional living expenses up to $250k

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

Personal Lines Team

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Region Map Regional Breakdown

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RT Personal Lines has a variety of online options available. Click on the logos for quick access. For more details and and signup instructions, click on the "Details" button at the bottom.

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