Colorado coverage collapse leaves builders exposed – insurance broker

Source: https://www.insurancebusinessmag.com/, April 10, 2025
By: Bryony Garlick

Colorado’s construction insurance market is buckling—fewer carriers, rising premiums, and stripped-down coverage are leaving builders with little protection and even less clarity.

“I think Colorado has been on the brink of an insurance crisis since 2010,” said independent broker Stephanie Beninati.

That’s when lawmakers passed House Bill 1394—an effort to protect contractors that, according to Beninati, ended up pushing insurers out of the state. Read more.

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