Source: https://www.constructionowners.com/, December 27, 2025

Many contractors assume their general liability (GL) insurance provides broad protection for their operations, but industry experts warn that this belief can expose companies to costly uninsured losses. While GL policies are often viewed as a safety net, they frequently exclude professional services and pollution-related risks—two exposures that are becoming more common across construction projects.

“These exclusions can create major coverage gaps for contractors making daily decisions in the field,” said Kaitlyn Dudzinski, VP, Design and Construction Professionals at Westfield Specialty. Read more.