Coverage Triggers for Construction Defect Claims

Source: https://www.irmi.com/, July 2020,
By: Joseph M. Junfola, CPCU

The Construction Defect Claim

Let’s start with a couple of working definitions. Construction defect is a failure of the construction to perform in an intended or expected way. This failure to perform can, but not necessarily, cause physical injury to the work itself and/or other property or work. Construction defects include defects in design, faulty work, defective building products/material, and various types of soil failure and can be characterized as a breach of a contractual obligation or a breach of a duty outside of a contract. They can be discovered as early as during construction or can go undetected for many years until symptoms appear. Read more.

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