On April 22nd, 2010, the 2008 EPA Lead Rule became effective, which could potentially increase contractors’ risk for pollution liability claims. This Rule states that “contractors performing renovation, repair and painting projects that disturb lead-based paint in homes, child care facilities, and schools built before 1978 must be certified and must follow specific work practices to prevent lead contamination.” As such, it is imperative that contractors be more aware of potential known or even unknown pollutants on the sites on which they work and be informed of the types of environmental insurance coverages that are available to them in the event a future claim is encountered.
Brokers should work with their contractor clients to educate them on this new regulation including training classes that they may be required to attend and how the various types of environmental insurance may protect them against potential future claims.
To learn more about this regulation, click here to connect directly to the regulation on the U.S. EPA website.