General Liability vs. Pollution Coverage: The costly misconception putting businesses at risk

Source: https://www.insurancebusinessmag.com/, December 18, 2025
By: Emily Douglas

For many businesses, environmental risk still feels like something reserved for heavy industry – chemical plants, large manufacturers or energy operations. Despite those misconceptions, environmental exposures cut across nearly every sector – and the assumptions companies make about their insurance coverage can be dangerously outdated.

At a time when even a small spill can escalate into a six-figure liability, insurance leaders warn that these misconceptions around what General Liability (GL) actually covers remains one of the most persistent and costly gaps in the market. In a recent interview with Insurance Business, Eric McCabe, Divisional Senior Vice President for Great American Insurance Group Environmental, revealed that he’s seen misunderstandings surface repeatedly. Read more.

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