Great American – Special Risks Insurance

Source:, December 2019

New Enhancement

Great American is now offering site-related pollution coverage to classes of business that can be higher exposure due to the nature of their operations.
This would include but not be limited to:
  • Chemical Manufacturing and Processing Plants
  • Industrial Manufacturing
  • Pulp and Paper
  • Petroleum Refineries
  • Large Petroleum Terminals
  • Oil and Gas Wells
  • Crude Oil / Natural Gas Pipelines
  • Metal Processing and Finishing
  • Injection Wells
Great American Environmental will continue to offer its current broad suite of site pollution and contractor’s pollution/professional and specialty environmental products such as Closure/Post Closure for any interested insured on an open brokerage basis.

Coverage Details

Great American is a strong, respected company committed to strategic growth within our established markets, as well as these new “Special Risks” opportunities.
As we work to best support our brokers, we have been evaluating our industry presence and will now consider coverage for “Special Risks” on a primary basis using our Premises Environmental Liability Insurance policy (PEL) for Bodily Injury, Property Damage, Clean-Up Costs, NODs and Contingent Transportation.

  • For scheduled Covered Locations
  • Up to a two-year policy term
  • On a case-by-case basis, additional coverage grants such as Business Interruption and First Party Transportation may be considered
  • Limited to locations within the US or Canada, no international risks at this time
  • Excess coverage over another environmental carrier’s primary pollution policy using Great American’s standard excess policy form or similar contract
  • Limits of liability up to $20 million per pollution condition/$40 million aggregate, exclusive of legal expense
  • Minimum self-insured retention: $100,000
  • Target minimum premium: $100,000 per policy

Download the Program Guide

  Special Risks Program Guide


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