By: Maydelis Torres, New Day Underwriting Managers LLC
Many markets now provide Environmental Casualty coverage.  The combination offering of general liability, pollution, automobile and umbrella liability continues to grow. As the market expands, new customers are taking advantage of this innovative way to cover their exposures. Two key exposures that these polices are meant to cover for bodily injury, property damage and clean up related to pollution events are:

1. Your process/facility
2. Your product

Consider physical damage to soil, the atmosphere, any watercourse or body of water caused by any pollution incident and giving rise to clean-up cost.  With regard to products, does your product have the ability to create a pollution incident?  While products such as tanks and pressure vessel are obvious, there are other products such as food additives, construction related products, rubber goods, aerosol containers etc. that all should be considered.  New Day’s Environmental Casualty  Product Profile details the coverage application, program highlights and more.
As your knowledgeable, professional and responsive partner, we help you navigate this complex marketplace.  We invite you to read the attached Product Profile and call on New Day to assist you and your insureds.  As you review your upcoming new and renewal business, take advantage of New Day’s capabilities to provide alternatives for your insureds.  The team at New Day provides an effective, economic and efficient resource to finding optimal Environmental Casualty solutions for your clients.