Owner of a 500-unit single-family community project sued the civil engineer who designed a dam, spillway and bridge, which were intended to create a lake and centerpiece of new community.  The dam failed, leading to $5,000,000 in owner claims related to increased construction costs, delay and diminished project value.  Alleged damages exceeded civil engineer’s $1,000,000 professional liability policy.  Matter ultimately settled for $2,000,000 above the civil engineer’s policy limits.