The Retroactive Date – When Timing Is Everything

Source:, October 8, 2021
By: Mary Frances Lindquist Rosamond, Phelps Dunbar

Most architects, engineers and contractors’ professional liability policies are written on a claims-made basis, requiring a claim to be first made against the insured and reported to the insurer during the policy period. Claims-made policies typically contain a retroactive date limitation, which must be satisfied for the policy to provide coverage. What is a retroactive date, and how does it impact potential coverage? Read more.

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