Source: https://www.insurancejournal.com/, April 15, 2026
By: Sharon Haran

A recent high-profile report highlighted a growing challenge for data centers: despite abundant insurance capacity, large data center projects are struggling to secure sufficient coverage. This may seem surprising given the available capacity in the market, but it reflects insurers’ increasing need for a more detailed understanding of the risks they assume.

Data centers sit at the intersection of real estate and digital infrastructure, creating a risk profile that doesn’t fit neatly into traditional underwriting frameworks. As a result, carriers are increasingly cautious, not because they lack appetite, but because they lack the tools to fully quantify this interdisciplinary exposure. Read more.