Source:  http://envfpn.advisen.com
In the weeks after a lightning strike knocked out the air conditioning unit at a Wisconsin elementary school, humidity built up in the school and mold began to appear in various areas of the building. The district’s insurance company rejected the approximately $415,000 bill that the district sought for mold removal that caused closure of the building for the start of this school year.
This is a great example of how the General Liability and Property carriers often do not get involved with pollution claims. In this case, having a Pollution Legal Liability policy that includes mold coverage in place could provide at least some financial relief on the school district.