Uncertainty in the economy and environmental regulation, the continuing impact of social inflation, and the construction industry’s ongoing business challenges are complicating exposures for project owners, developers, and contractors. Amid these trends, the environmental and construction professional liability insurance market remains dynamic. Navigating that market becomes easier when brokers, underwriters, and insureds have actionable intelligence. […]

A wide variety of business activities create environmental liability risks. This is especially true for construction contractors and fixed facilities that manufacture, distribute, treat, store or dispose of materials. In many cases, contractors and facility owners may not be fully aware of all their environmental exposures and the insurance solutions available to protect their businesses. […]

Catastrophic design or engineering errors have always been and will always be an inherent risk in the construction industry. Disasters such as the pedestrian bridge collapse at Florida International University in 2018, the Hard Rock Hotel collapse in New Orleans in 2019, and the Champlain Towers South condominium collapse in Florida in 2021 highlight the […]

Golf courses confront environmental liability every day, whether known or not. Specifically, most golf courses face environmental exposures in three major areas: on-site operations, transportation of supplies, and disposal of waste. Each area must be explored to identify risks that may expose the organization to environmental liability. Read more.

Healthcare providers ranging from hospitals to urgent care facilities are confronted daily with a wide variety of environmental liability issues. Three areas affected by these exposures include onsite operations, the transport of supplies and waste, and waste disposal. Although each area must be explored independently to identify the leading risks, one of the biggest operational […]

Hotels, motels, resorts, restaurants, and entertainment/sports venues confront environmental liability every day, whether known or not. Specifically, all types of hospitality facilities or properties face environmental exposures in their on-site operations and transportation/disposal of supplies and waste. Each area must be explored to identify risks that may expose the organization to environmental liability. Read more.

Warehousing firms confront environmental liability every day whether known or not. Specifically, they face environmental exposures in three major areas: operations, transportation, and disposal. Each area must be explored to identify risks that may expose the organization to environmental liability. As outlined below, there are various types of risks that can present environmental liability to […]

Educational facilities confront environmental liability every day, whether known or not. Specifically, most types of educational facilities or properties, be they primary or secondary, public or private, face environmental exposures in three major areas: on-site operations, transportation of supplies and waste, and disposal of waste. Each area must be explored to identify risks that may […]

Businesses in construction, real estate and other industries can expect challenges, as well as opportunities, as they prepare to renew or buy environmental and construction‑related professional liability coverages in the remainder of 2025. Overall, insurance market conditions are stable across most lines. Some will become more competitive as new players enter the  marketplace, which is […]

Fertilizers and pesticides have increased crop yields for centuries, but they also create broader problems that increase pollution liability risks for farmers. Legislative and legal developments in the past several decades have led to unfortunate consequences: agricultural runoff is polluting rivers and oceans, and farmers and agribusinesses are exposed to environmental liability from everyday activities […]

Progressive design/build and design/build are both project delivery methods that integrate design and construction services within one  contract. However, they differ in structure, process, and how the project moves forward. Progressive design/build raises anxiety for  insurance companies, which are concerned by exposure to professional liability claims involving project-specific coverage for design/build  or progressive design/build teams […]

Contractors professional liability and general liability insurance provide different but complementary protections for construction firms. Each policy form has nuances that are important for agents and their insureds to understand. The construction industry is a diverse sector  with many different roles, each with their own liability exposures. For example, general contractors and design professionals are […]