To help our clients better understand some of the finer points of insurance coverage, whether it be Environmental insurance products, Construction Related Professional Liability products or related risk management techniques, RT ECP has created what we have been referring to as "quibinars". These short answers to common questions are provided to offer the basics with the intent that if you need further details or a deeper answer, you would call one of your RT ECP Consultants.
In these "quibinars" our team of specialists address frequently asked questions surrounding Contractor's Professional Liability, Site Pollution Liability, Owner's Protective Professional Indemnity and other products offered by RT ECP. These short but educational videos provide easy access to obtain answers to your questions.
We will continue to build this library so we encourage you to send your questions and we'll respond with a written or video response in a timely manner. Send all questions to email@example.com.
These quibinars are provided for educational and informational purposes only. It is not intended to be relied upon as legal or professional advice. Every insured's circumstances will differ and all coverages are dependent on each individual insured's unique circumstances as well as applicable policy language. Whether an accident or other loss is covered is determined by the terms and conditions of the actual insurance policy or policies involved in the claim. References to typical terms or provisions of coverage are illustrative and may not apply to your situation. Please consult your legal or insurance advisor regarding your insurance needs.
What is “Time Element” Pollution coverage?
A disclosed document is environmental due diligence that has been disclosed to the carrier and added/listed onto the policy via endorsement. What impact does a disclosed document endorsement have on PLL coverage?
Why should a policyholder add business interruption to a PLL policy?
Are Continuity Dates/Delimitation Dates under a PLL policy the same as a retroactive date?
What is a capital improvement exclusion, what does it exclude and what other terms are used to describe this exposure?
How do I get the most coverage out of Non-Owned Disposal Site (NODS) coverage with regards to PLL and CPL?
How does the SIR apply to the Protective Indemnity coverage under a CPPI or OPPI policy?
How do I get the most coverage out of Non-Owned Disposal Site (NODS) coverage?
How do I evaluate whether the definition of professional services is appropriate for my insured under their Contractor’s Professional Liability?
How does the Additional Insured status apply under a Contractor’s Pollution Liability policy?
How do I establish the proper rating base for Contractor’s Professional Liability policy?
What is First Party DIV under a PLL policy and how is it valued in the event of a loss?
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