RT ECP Quibinars

To help our clients better understand some of the finer points of insurance coverage, whether it be Environmental insurance products, Construction Related Professional Liability products or related risk management techniques, RT ECP has created what we have been referring to as "quibinars". These short answers to common questions are provided to offer the basics with the intent that if you need further details or a deeper answer, you would call one of your RT ECP Consultants.

In these "quibinars" our team of specialists address frequently asked questions surrounding Contractor's Professional Liability, Site Pollution Liability, Owner's Protective Professional Indemnity and other products offered by RT ECP. These short but educational videos provide easy access to obtain answers to your questions.

We will continue to build this library so we encourage you to send your questions and we'll respond with a written or video response in a timely manner. Send all questions to rtecp@rtspecialty.com.

These quibinars are provided for educational and informational purposes only. It is not intended to be relied upon as legal or professional advice. Every insured's circumstances will differ and all coverages are dependent on each individual insured's unique circumstances as well as applicable policy language. Whether an accident or other loss is covered is determined by the terms and conditions of the actual insurance policy or policies involved in the claim. References to typical terms or provisions of coverage are illustrative and may not apply to your situation. Please consult your legal or insurance advisor regarding your insurance needs.

September 25, 2020

Additional Insured Under Contractor’s Pollution Liability

How does the Additional Insured status apply under a Contractor’s Pollution Liability policy?

September 25, 2020

Rating Base for Contractor’s Professional Liability

How do I establish the proper rating base for Contractor’s Professional Liability policy?

September 25, 2020

First Party Diminution in Value (DIV) Under a Pollution Legal Liability Policy

What is First Party DIV under a PLL policy and how is it valued in the event of a loss?

September 25, 2020

Building CPL Into the PLL Program

Can I get Contractor’s Pollution Liability built into the Pollution Legal Liability program and what does it really cover?

September 25, 2020

Asbestos and Lead Paint Exclusions Under PLL

What are some of the things to look for in asbestos and lead paint exclusions under a PLL policy?

September 25, 2020

Transportation Pollution Under PLL

What are you covering under a PLL when you add Transportation Pollution?

September 25, 2020

Minimum Insurance Requirement (MIR) Under Contractor’s Professional Liability

How does the Minimum Insurance Requirement (MIR) apply to the Protective Indemnity coverage under an OPPI or CPPI policy?

September 25, 2020

Construction Means and Methods (CMM) Exclusions Under CPrL

Why is it important there be no exclusions for construction means and methods (CMM) under a CPrL policy?

September 24, 2020

Additional Insured Status Under Professional Liability Policy

Why is it difficult for project owners to attain additional insured status under a professional liability policy when hiring construction professionals for design or construction services?

September 17, 2020

Rectification vs Protective Indemnity Coverage in CPrL Policy

What is the difference between Rectification/Mitigation Coverage and Protective Indemnity Coverage under a Contractor’s Professional Liability Policy?

September 17, 2020

Choice of Law Provision in CPrL Policies

What is the Choice of Law or Jurisdiction of Venue Provision in Contractor’s Professional Liability Policies?

September 17, 2020

Rating Basis in CPrL Policies

How is the Rating Basis Established for Contractor’s Professional Liability Policies?


The RT ECP team frequently publishes in-house articles, reposts relevant news reports and creates educational videos known as "quibinars". For more information or to subscribe, please click on the button below.



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