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RT Specialty is proud to welcome All Risks to the RSG family effective September 1st, 2020!

Farm Package

The Horse Farm (Equi-Farm) Policy provides property insurance to cover your insured’s home, household contents, barns, sheds, owned machinery, equipment, tack, and livestock. It also provides liability coverage for their on and off premises horse operations, such as boarding, breeding, racing, training, horse shows and riding instruction.

Coverage Highlights

  • Up to $1 million liability limit available
  • Personal Liability available for owner occupied dwellings
  • Coverage for farm-related buildings, such as barns, stables, hay sheds and arenas
  • Farm Personal Property coverage for farm machinery, tack, equipment, hay and seed
  • Replacement Cost Coverage available on buildings and household contents
  • Choose from Basic, Broad, or Special coverage options
  • Various property deductibles available
  • Package credit is available
  • Fire Legal Liability

Types of Ranches / Farms

  • Hobby Farm
  • Dairy Farm
  • Grain Farm
  • Equine Farm – Boarding and/or Training Facilities

Optional Coverages

  • Disruption of Farming (loss of income due to covered cause of loss to a stable or barn)
  • Livestock Coverage (limited mortality-named perils)
  • Coverage for jewelry, fine art, guns, etc.
  • Sports Equipment Floater (covers equipment used for golf, tennis, etc.)
  • Animal Collision
  • Commercial Umbrella Liability (with limits up to $10 million)
  • Milk Contamination (other than insured’s)

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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