Farm Package

The Horse Farm (Equi-Farm) Policy provides property insurance to cover your insured’s home, household contents, barns, sheds, owned machinery, equipment, tack, and livestock. It also provides liability coverage for their on and off premises horse operations, such as boarding, breeding, racing, training, horse shows and riding instruction.

Coverage Highlights

Up to $1 million liability limit available
Personal Liability available for owner occupied dwellings
Coverage for farm-related buildings, such as barns, stables, hay sheds and arenas
Farm Personal Property coverage for farm machinery, tack, equipment, hay and seed
Replacement Cost Coverage available on buildings and household contents
Choose from Basic, Broad, or Special coverage options
Various property deductibles available
Package credit is available
Fire Legal Liability

Types of Ranches / Farms

Hobby Farm
Dairy Farm
Grain Farm
Equine Farm – Boarding and/or Training Facilities

Optional Coverages

Disruption of Farming (loss of income due to covered cause of loss to a stable or barn)
Livestock Coverage (limited mortality-named perils)
Coverage for jewelry, fine art, guns, etc.
Sports Equipment Floater (covers equipment used for golf, tennis, etc.)
Animal Collision
Commercial Umbrella Liability (with limits up to $10 million)
Milk Contamination (other than insured’s)

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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Farm Package

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