Master Condo Product
Two- to four-unit condo buildings are common in coastal areas where land is at a premium. Many local governments require these types of multiple family / multiple owner dwellings to be deeded as Master Condominiums with by-laws. Many carriers write these on a commercial form. RT Specialty has access to a personal lines product written on an HO-3 form designed to cover the building up to the studs or interior walls picking up where the HO-6 leaves off.
Target Classes
- 1 – 4 Family Condominiums
- By Laws Required
- Units Covered by HO-6
- Coastal / Extreme Coastal / Non-Coastal Homes
- Wind Coverage Available in Many Tier 1 Counties
- Vacation Master Condo: Seasonal and Secondary Including Limited Rental
- Long Term / Short Term Rentals / Air Bnb / VRBO
- Custom / Modular / Model / Log / Unique Construction
- Lapse in Coverage Considered
- Prior Claims Considered
- Master Condo Declined by Standard Markets
- All Protection Classes; we write PC 1-10
- Wildfire Exposures Considered
- Risks With Swimming Pools and Trampolines
- Risks With Dogs and Other Domestic animals (exclusions or limitations apply)
- Risks on Pilings
- Pier and Beam and Open Foundations Considered
- Any Master Condo with Pride of Ownership!
Coverage Options
- HO-3, DP-3 policy forms
- Premises liability included for common areas
- Fringe coverages available
- Water/Sewer back up
- Equipment breakdown
- Extended replacement cost
- Loss assessment
- Other Fringe Coverages
This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.
Personal Lines Team
Meet your experienced RT Personal Lines Underwriting Team. Offering products nationwide.
Regional Breakdown
Find a Broker or Underwriter
Search by product, location or name
