A horse owned by an insured may be one of their most important possessions, but it can also be their biggest liability. Individual horse owners place themselves and their assets at risk every time their horse comes in contact with people. Equine-related lawsuits occur more frequently than you may think, and many homeowners’ policies limit this type of equine liability coverage or exclude it altogether.
The Private Horse Owner’s Liability policy protects the insured against legal claims that their horse caused bodily injury or property damage to a third party on or off premises—even if their horse is kept at an independently owned stable.
This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.
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