(Core Appetite; others may be eligible):

• Bond & Specialty Insurance – Private & Non-Profit or Commercial
• Cities
• Commercial Accounts or National Accounts
• Community College
• Counties
• Indian Nations & Casinos (federally recognized)
• Non-Profit (Ex. Chamber of Commerce, 501c3, etc.)
• Private School
• State College / University
• State Government
• Sewer Districts
• Transit Districts
• Water Districts

• Auto Liability
• Auto Physical Damage
• Crime
• Cyber-Liability
• Employment Related Practices Liability
• General Liability
• Inland Marine
• Law Enforcement Liability
• Property
• Public Entity Management Liability
• Umbrella
• Workers’ Compensation

Minimum Information Needed to Clear an Account

• 5-Year Loss Runs for Guaranteed Cost; 10-Years if Loss-Sensitive
• Signed Application (ACORD, Travelers, or Incumbent)

Additional Information Preferred when Clearing an Account

• Budget
• Deductibles
• Need by Date
• Expiring Limits
• Premium Amount by Coverage
• Must Haves (terms, limits, services, etc.)

Guaranteed Cost

• Deductibles up to $25,000 (GL / AL) and $50,000 (Professional Lines)

Loss Sensitive

• Minimum Deductibles for All Lines $50,000 Self-Insured Retention (SIR) $100,000 – $1,000,000

• Completed Public Entity Application
• Complete copy of the applicant’s most recent budget
• Currently valued loss runs for 5 years indicating losses paid / reserved and expenses paid / reserved on a per occurrence level for each coverage line
• Statement of Values for Property including year of construction, COPE data, square footage, etc. – excel format preferred
• Auto schedule indicating for each unit the department usage and original cost new (if physical damage coverage desired) – excel format preferred
  • Driver’s list including name, date of birth, driver’s license # and state of issue
• Inland Marine schedules – excel format preferred
• Workers’ Compensation
  • Acord application with current payrolls by classification
  • NCCI Experience Modification Worksheets
  • Workers’ Compensation Supplement
• If the public entity has a detention center / jail

Information needed for accounts that have a detention center or jail

• Current state (or federal) jail inspection report
• A copy of responses to any deficiency items noted in the report