Key Coverage Features

• Up to $1M / $2M in General Liability limits
• Up to 250 units
• Up to 100,000 in square feet
• Up to 5 dwellings
• Optional Coverages available:
  • Employee Benefits Liability
  • Primary Non-Contributory (Scheduled or Blanket)
  • Blanket Additional Insured
  • Waiver of Subrogation (Scheduled or Blanket)

Apartment Building Underwriting Guidelines

• Ability to consider fitness center, playground equipment, and swimming pool on premises
• Ability to consider up to 15% student housing
• Risks must be at least 50% occupied

Condominium Underwriting Guidelines

• No limitation to number of stories for Condominiums
• Ability to consider fitness center, playground equipment, and swimming pool on premises
• Ability to consider up to 60% vacancy
• Ability to consider up to 35% student housing

Dwelling Underwriting Guidelines

• Ability to consider swimming pool, body of water, or trampoline on premise

• Armed security guards or guard dogs
• Shelter or group home
• Age restriction covenant in place
• Medical or residential care services provided
• Fraternity or sorority houses
• Boarding house