Key Coverage Features

• Up to $1M / $2M in General Liability limits
• Up to $6M in gross sales
• Up to 60,000 in square feet
• Optional Coverages available:
  • Employee Benefits Liability
  • Primary Non-Contributory (Scheduled or Blanket)
  • Blanket Additional Insured
  • Waiver of Subrogation (Scheduled or Blanket)

Underwriting Guidelines

• No limitation to the number of guest rooms
• Minimum required annual occupancy rate of 50%
• Ability to consider cooking facilities in guest rooms
• Coverage available for risks with swimming pools
• Ability to consider restaurant on-site

Key Coverage Features

• Up to $5.8M in total Property values
• Coverage available for Building, BPP, and BI including / excluding Extra Expense
• Available Causes of Loss options include Basic, Broad, Special including Theft
• Wind / Hail coverage available
• Optional Coverages available – Equipment Breakdown, Ordinance or Law, Outside Signs, Spoilage, and Property Enhancement

Underwriting Guidelines

• Ability to consider commercial cooking risks protected by fire surpression system
• Ability for motel to operate as a resort
• Ability to consider hotel or motel rooms accessible from the outside