RT Connector

RT Connector Restaurants Coverage Guide

General Liability

Key Coverage Features

  • Up to $1M / $2M in General Liability limits
  • Up to $2M in gross sales
  • Optional Coverages available:
    • Employee Benefits Liability
    • Primary Non-Contributory (Scheduled or Blanket)
    • Blanket Additional Insured
    • Waiver of Subrogation (Scheduled or Blanket)
    • Assualt & Battery

Underwriting Guidelines

  • No required number of years of management experience
  • Ability to provide food delivery services
  • Ability to sell non-food products
  • Ability to consider sports courts or fields at location
Property

Key Coverage Features

  • Up to $5.8M in total Property values
  • Coverage available for Building, BPP, and BI including / excluding Extra Expense
  • Available Causes of Loss options include Basic, Broad, Special including Theft
  • Wind / Hail coverage available
  • Optional Coverages available – Equipment Breakdown, Outside Signs, Spoilage, and Property Enhancement, Endorsement

Underwriting Guidelines

  • Must have a fully protected cooking area
  • ANSUL system must be contracted to be cleaned at least semi-annually
Restricted Coverages
  • Sponsored teen or under 21 nights
  • Permit patrons under the age of 21 in the bar after 10PM
  • Provide pyrotechnics
  • Exotic dancing, adult entertainment, or charge admissions
  • Open 24 hours

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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