RT Connector

RT Connector Vacants Coverage Guide

Vacant Land

General Liability

  • Up to $1M / $2M in General Liability limits
  • Up to 500 acres

Underwriting Guidelines

  • Ability to consider bodies of water, communication towers, dams, and fuel tanks on vacant land

Restricted Exposures

  • Construction, grazing / boarded animals, underground mines
  • Recreational vehicles (snowmobiles, ATVs, dirt bikes, motorcycles, etc.) on the land
  • Land used for recreational purposes (swimming, hunting, fishing, horseback riding, skiing, sledding, tubing, etc.)
  • Farming or ranching operations
Vacant Building

General Liability

  • Up to $1M / $2M in General Liability limits
  • Up to 100,000 in square feet
  • Up to $2.5M in total Property values
  • Wind / Hail coverage available
  • Optional Coverages available such as Equipment Breakdown, Outside Signs, Spoilage, Property Enhancement, Endorsement

Underwriting Guidelines

  • No limitation to number of stories for vacant buildings
  • Ability to consider vacant buildings undergoing nonstructural renovations
  • Ability to consider up to 3 years vacant

Restricted Exposures

  • Swimming pool, body of water, trampoline on premise
  • Building in foreclosure, receivership, bankruptcy, or owned by a bank
  • Mobile home
  • Property losses
  • Scheduled for demolition

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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