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RT Specialty is proud to welcome All Risks to the RSG family effective September 1st, 2020!

RT ECP: Published Articles

August 20, 2014

Manage the Environmental Construction Risks of Today

New Day’s Mitch Cohen discusses managing today’s environmental construction risks in his article published by Constructor Magazine.

August 11, 2014

Preparing for a Professional Liability Insurance Renewal

New Day’s Joseph Nawa discusses Preparing for a Professional Liability Insurance Renewal in this Construction Executive article.

May 30, 2014

Market Update for Contractors Professional Liability

New Day’s Jeff Slivka provides a Market Update for Contractors Professional Liability.

January 7, 2014

The Risks of Public-Private Partnerships

In his recently published article, “The Risks of Public-Private Partnerships,” Jeff Slivka discusses the complexity and risks involved with P3 projects and why and how professional liability insurance products should be considered for such projects.

June 13, 2013

Constructing Professional Liability Insurance Requirements for Design-Build Projects

As a project owner, it is extremely imperative to require evidence of professional liability (PL) insurance from the construction firm you hire to design and build your project. However, when you do this, what are you trying to accomplish?

May 19, 2012

Sustainable Construction: The Changing Climate of Professional Liability Risk

The world of sustainable construction is constantly evolving with the introduction of new green construction products and the rising interest in Leadership in Energy and Environmental Design (LEED)-certified projects. Approximately 20 different states have green buildings codes with a new array of “eco-friendly” products seemingly being introduced every day. As a result, we are now seeing a rapidly changing climate of professional liability for architects, engineers, and contractors surrounding new “green” exposures.

December 1, 2011

Environmental Deal Breakers

Environmental liability concerns can serve as major deal breakers during commercial real estate sales and transfers. While sellers want freedom from environmental liability issues after the sale, buyers want to avoid the many challenges associated with contaminated properties.

For example, a shopping center was recently purchased from an owner who had held the complex for approximately five years. After the transaction was completed, the new owner implemented a property expansion and capital improvement project. During construction, contaminated soil and groundwater were discovered as a remnant from a former dry-cleaning operation.

November 1, 2011

Inexperience and Unproven Products: The Risks of Sustainable Construction

Sustainable construction is rapidly expanding with the continued development of green codes and eco-friendly building materials. Championing the movement is the United States Green Building Council, whose Leadership in Energy and Environmental Design (LEED) certification system has become the benchmark for energy efficiency and environmentally safe construction.

October 15, 2011

Raising the Risk

Building information modeling technology eases the interaction between the owner, the design team and the general contractor, and that can raise the risk of higher professional liability exposures.

April 25, 2011

Insurance is Far More Than a Piece of Paper

Many contractors view insurance as a hefty expense that’s filed away and forgotten until the broker arrives a year later to renew the process. Sure, there is a collective sigh of relief that coverage exists when a claim occurs. But, business owners often think, “I’ve hardly had any claims in all my years in business. Why don’t I just invest the money in something that offers a little payback?”

In reality, contractors don’t necessarily want to see “payback” in the way of claims coverage. Other alternatives, including partnering with insurers, can help companies avoid costly and time-consuming mishaps. Proactive loss control and claims management services actually can help businesses become more profitable.

December 10, 2010

Traditional E&O Risks Emerge From Sustainable Construction

So much is going on in the world of sustainable construction, green construction products, LEED (Leadership in Energy and Environmental Design) and other green initiatives–and all these activities appear to be moving fast.

Green-building codes have now been created for approximately 20 states. New “eco-friendly” products are being created on what seems to be a daily basis.

November 15, 2010

Environmental Liabilities and Sustainability for Education Institutions

“Green” is the new mantra for many institutions. School districts as well as colleges and universities across the country are constantly searching for new ways to reduce energy use, waste and the harmful greenhouse gas emissions emitted into the environment.

In fact long before “carbon footprint” became a common phrase, educational Institutions nationwide have been concerned about the possible environmental impact and/or liabilities produced by their activities. This includes the growing emphasis on sustainability and the impact these practices can have on environmental insurance as well as the numerous environmental exposures that can be encountered during nearly any phase of construction and operation.

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