Environmental risks create unique challenges for your clients and the need for solutions to these hazards has increased substantially due to contractual obligations, laws and regulations. RT Specialty understands these challenges and can assist in delivering the protection your client needs. Our Environmental Practice group has the experience and relationships with virtually every environmental market to deliver solutions that address your clients’ risk and exposure.

Key Areas of Expertise

Contractors Pollution Liability Policy (CPL)

Provides coverage for third-party claims for bodily injury and/or property damage and remediation costs stemming from pollution incidents resulting from the contractor’s covered operations. Other coverages:

  • Transportation Pollution Liability (TPL), Non-Owned Disposal Site Liability (NODS), and Short-term Contractor’s Premises Pollution Liability.
    General Contractors – commercial, residential, municipal, highway/road, infrastructure, maintenance, mechanical, demolition, industrial, excavation
  • Trade Contractors – HVAC, Plumbing, Masonry, Glazers, Painting, EIFS/Stucco, Asphalt, Roofing
  • Specialty Contractors – Abatement, Remediation, Restoration, Haz-Mat & Disaster Clean-Up
Environmental Impairment Liability Policy (EIL)

Provides coverage for pollution exposures at fixed-sites or buildings. Coverage can be for new and pre-existing conditions. Mold, lead, Legionnaires and Asbestos coverage are available.

  • Apartments, condominiums, shopping malls and LRO properties, resorts, spas, hotels
  • Manufacturing and distribution centers, landfills, recycling centers, labs, municipalities, food processing
  • Chemical & fertilizer manufacturing and distributing
Combined CGL, Pollution, and Professional Liability Policy

Provides a combination of liability coverages including: General Liability, Pollution Liability, and Professional Liability. In some cases, our markets can also provide Auto and Worker’s Compensation.

  • Manufacturing
    • Broad appetite of products and classes
    • Chemical, fertilizer, paint, soap, oils, food, cosmetics,
    • Environmental products including pumps, liners, tanks, valves, filters methane collection systems
  • Contracting
    • Abatement and Remediation Contractors, including mold, lead, asbestos, and radon
    • Environmental response contractors
    • Storage tank install, cleaning and removal
    • Energy related contractors
    • Fire, smoke, water restoration contractors
    • Environmental Consultants and Engineers including soil and groundwater testing & remediation
Other Environmental and Pollution Products
  • Real Estate Transactions – protect parties to mergers, acquisitions or divestitures
  • Products Pollution – protects from pollution arising from your product
  • Excess Limits – several carriers can participate in the tower to provide high limits

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.

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