Dwelling Fire

Purchasing a dwelling fire policy may be beneficial to protecting investment properties. RT Specialty provides access to dwelling fire insurance policies that offer multiple levels of protection for rental properties. Policies can be customized to fit the individual needs of your clients.

Target Classes

Low, Medium, and High Value Dwellings
Coastal / Extreme Coastal / Non-Coastal Homes
Wind Coverage Available in Many Tier 1 Counties
1-4 Family Dwellings
Long Term / Short Term Rentals / Air Bnb / VRBO
Multi Locations on One Policy
Policies In Business Name / LLC / Estate Of
Vacant Dwellings
Dwellings Under Minor or Major Renovation
Custom / Modular / Tract / Model / Log / Unique Construction
Lapse in Coverage Considered
Prior Claims Considered
Homes Declined by Standard Markets
All Protection Classes; we write PC 1-10
Wildfire Exposures Considered
Risks With Swimming Pools and Trampolines
Risks With Dogs and Other Domestic animals (exclusions or limitations apply)
Risks on Pilings
Pier and Beam and Open Foundations Considered
Any Dwelling With Pride of Ownership!

Coverage Options

DP-1, DP-3 policy forms
Premises liability Included
Replacement cost available on DP-3
Loss of use / Loss of rents
Fringe coverages available:
- Water/Sewer back up on DP-3
- Equipment breakdown
- Loss assessment
- Other Fringe Coverages

This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.