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August 11, 2010

Landfill Odor Complaints

Acknowledgement to XL Environmental THE CLAIM An XL insured landfill was issued violations by the state regulatory agency for an alleged failure to maintain their landfill gas collection system. The insured also received odor complaints from neighboring residents. A lawsuit was filed by the neighboring hotel claiming significant loss of business due to customer odor […]

August 11, 2010

Illegal Waste Disposal at Landfill

Acknowledgement to XL Environmental THE CLAIM An XL insured operates a solid waste landfill. The landfill received several truckloads of construction debris that was classified as Type III construction and debris (C&D) waste. A subsequent investigation by the state environmental regulatory agency revealed that some of the truckloads of construction debris waste actually contained Type […]

August 11, 2010

Elevated Levels of VOC at Landfill

Acknowledgement to XL Environmental THE CLAIM A claim from the regional water quality control board (RWQCB) was initiated for the discovery of elevated levels of volatile organic compounds (VOC) in the groundwater at a garbage company landfill property of an XL insured. Disposal operations at the site had been ceased for over 20 years. VOCs […]

August 11, 2010

Pipeline Explosion

Acknowledgement to XL Environmental THE CLAIM An XL-insured petrochemical pipeline, carrying highly flammable liquefied gases, occupied the same right of way pipeline corridor as another major chemical firm (Company B). Company B’s pipeline ruptured and the ensuing explosion damaged the insured’s pipeline, creating soil contamination and airborne exposures. Resulting third-party bodily injury and property damage […]

August 11, 2010

Hydrogen Fluoride Release at Petroleum Refinery

Acknowledgement to XL Environmental THE CLAIM An XL-insured petroleum refinery experienced an explosion while activating an alkylation unit at the refinery. Approximately 4,900 pounds of hydrogen fluoride were released and 90,000 pounds of hydrofluoric acid were generated. The local fire department responded, using water to extinguish the fire and suppress the acid from migrating off-site. […]

August 11, 2010

Heavy Metal Contamination from Coal-Fired Power Plant

Acknowledgement to XL Environmental THE CLAIM An XL-insured coal-fired power plant stored baghouse dusts containing heavy metals in an uncovered dumpster behind the facility. Whenever it rained, storm water mixed with the dust, forming a slurry, which eventually migrated off-site. Contamination to an adjoining, third-party property was determined to have occurred over the course of […]

August 11, 2010

Arsenic Groundwater Contamination at Ethanol Plant

Acknowledgement to XL Environmental COVERAGE NEED A potential XL insured, an alternative energy company, was developing a site for an ethanol production facility. The owners had concerns regarding known arsenic contamination in groundwater from an adjacent Superfund site and desired full Pollution and Remediation Legal Liability coverage from XL. The facility had a need to […]

August 11, 2010

Survey Error at a Condominium Project

Acknowledgement to XL Environmental THE CLAIM A general contractor / construction manager (GC/CM), insured by XL, was hired to construct two condominium towers. The insured subcontracted the surveying work required for the two phases of the project. After the foundations and footings for Phase I were erected, it was discovered that the footprint encroached on […]

August 11, 2010

School Expansion Project Contaminates Estuary

Acknowledgement to XL Environmental THE CLAIM A general contractor/construction manager, not insured by XL’s Environmental group, was hired to construct a new wing onto an existing high school. An environmental watchdog group alleged that pollutants including sediment, sand, silt, and colloidal material resulting from the high school expansion project were discharged into a nearby estuary […]

August 11, 2010

Fuel Line Leak at Medical Center

Acknowledgement to XL Environmental THE CLAIM Our insured, a mechanical contractor, was retained as a subcontractor during the construction of a medical center. The insured subcontracted the underground storage tank (UST) installation, fuel line connections to the existing building, and associated engineering work to another contractor. Part of that subcontracted work included the removal of […]

August 11, 2010

Design/Build Church Project

Acknowledgement to XL Environmental THE CLAIM An insured contractor was retained to build a church under the design/build construction project delivery method. After the church was completed, the owner noticed cracked concrete, uneven floor tiles, and damage to interior and exterior walls. It was determined that excessive moisture had migrated under the church, causing the […]

August 10, 2010

Defective Pipe Causes Mold at Senior Living Community

Acknowledgement to XL Environmental THE CLAIM An XL insured general contractor was hired to construct a senior living community that included two residential towers, plus a care center and parking garage. Upon project completion, excessive moisture and mold growth were discovered in the care center. The moisture and mold problems were severe enough that occupants […]



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