RT ECP: Contractors Pollution Liab/Contractors Professional Liab

April 13, 2021

Contractor’s Pollution and Professional Success Stories

Source: SiriusPoint Environmental Team In-Box, April 13, 2021 The insured, a civil contractor, carried pollution liability coverage with another environmental insurance carrier. The contractor won a short term utility project that required the insured to carry $5M in professional liability limits. The contractor’s existing carrier was unwilling to provide the required professional liability limits. The […]

September 12, 2014

New Day Structures Enhanced PL/CPL Program

New Day’s broker partner sought our help to compete on a new opportunity.  The insured was a $40,000,000 commercial contractor performing at-risk construction management and design/build services.  New Day structured a Professional Liability (PL)/Contractor’s Pollution Liability (CPL) program that included coverages that the incumbent broker did not include, such as Mitigation of Damages coverage, Emergency […]

September 12, 2014

CPrL/CPL Program for Design/Build Firm

Working with our broker partner on this new business, New Day structured a combined Contractor’s Professional/Contractor’s Pollution Liability (CPrL/CPL) program for this $50,000,000 design/build firm specializing in building envelope cladding systems, including prefabricated EIFS panel systems.  When contractors are involved in manufacturing, fabrication and/or EIFS, many professional liability underwriters will not offer terms because of […]

September 12, 2014

New Day provides CPL/CPrL/CGL insurance program for environmental remediation firm

While working with our broker partner, New Day was tasked with placing a practice pollution, professional and general liability (CPL/CPrL/CGL) insurance program for an environmental remediation firm that had previously been placed direct with the carrier. The projected revenues were expected to remain flat and operations were also expected to remain the same as the […]

September 12, 2014

New Day Secures Professional and Pollution Coverage for At-Risk Construction Management Firm

New Day successfully secured Professional and Pollution Liability coverage for an At-Risk Construction Management firm that was non-renewed by their professional liability carrier.  The firm had been non-renewed as a result of adverse claims experience, with two large claims reported over the past 5 years that had seen some negative development.  New Day sought out […]

October 4, 2012

New Day Successfully Places GL/Pollution/Professional Policy

  A new broker partner had previously placed coverage with an established environmental carrier for GL/Pollution/Professional and Excess on an environmental contractor. The carrier was non-renewing due to the class of business. Our partner broker asked if New Day could market the renewal on their behalf even though there was only two weeks before the […]

April 27, 2012

New Day Policy Review Results in Coverage Enhancements At Reduced Rate

New Day was asked by the retail broker to review the current combined professional liability/pollution liability policy for a large mechanical contracting client, suggest coverage enhancements and market the account at renewal to ensure that the client received the broadest coverage at the best price. The retail broker advised which carrier’s were previously approached for […]

July 11, 2011

New Day Negotiates Enhanced Coverage At No Additional Cost

New Day was asked by one of our clients to assess a combined Pollution Liability (PL)/ Contractor’s Pollution Liability (CPL) program for an international construction firm which they controlled. New Day provided the assessment to the client and discussed the major issues including, among others: Lack of occurrence-based CPL coverage Lack of rectification coverage Lack […]

December 22, 2010

General Contractor/Construction Manager Quadruples Coverage for Only Double the Premium

A prominent General Contractor/Construction Manager recently took advantage of the availability of limits and the overall soft market. The expiring limits were $2 million/$2 million for Professional/ Pollution coverage. Considering the number of projects and the type of work done – as well as some previous claims activity – the decision was made to increase […]

September 29, 2010

New Day Finds Coverage for Insured’s Non-Renewed Coverage

Two years ago, our partner broker called us in a panic as their insured was not being renewed due to losses from their carrier who provided Professional/Pollution coverage. The retail broker obtained a 30 day extension while New Day sought solutions in the marketplace. One carrier agreed to offer Professional/Pollution terms. Coverage was bound with […]

July 22, 2010

Multi-Project Coverages – Success Story

A New Day client (a joint venture) found themselves in a unique situation. They had recently been awarded two separate projects. The first project required pollution coverage, with the second requiring professional and pollution coverage. In addition to addressing the insurance requirements of these projects, the Joint Venture also wanted flexibility to use the policy […]

July 21, 2010

Firms Learn Pollution Coverage Essential to Construction Risk Management Toolbox

An excavation contractor purchased pollution coverage for $8,000. The driver for purchasing coverage was encountering pre-existing contamination in soil on a project and realizing that there was no coverage in their General Liability (GL) policy for this risk. An electric contractor purchased pollution and professional coverage for $30,500. The reason for purchasing was a contractual […]


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