Acknowledgement to XL Environmental THE CLAIM An XL-insured coal-fired power plant stored baghouse dusts containing heavy metals in an uncovered dumpster behind the facility. Whenever it rained, storm water mixed with the dust, forming a slurry, which eventually migrated off-site. Contamination to an adjoining, third-party property was determined to have occurred over the course of […]

Acknowledgement to XL Environmental COVERAGE NEED A potential XL insured, an alternative energy company, was developing a site for an ethanol production facility. The owners had concerns regarding known arsenic contamination in groundwater from an adjacent Superfund site and desired full Pollution and Remediation Legal Liability coverage from XL. The facility had a need to […]

Acknowledgement to XL Environmental THE CLAIM A general contractor / construction manager (GC/CM), insured by XL, was hired to construct two condominium towers. The insured subcontracted the surveying work required for the two phases of the project. After the foundations and footings for Phase I were erected, it was discovered that the footprint encroached on […]

Acknowledgement to XL Environmental THE CLAIM A general contractor/construction manager, not insured by XL’s Environmental group, was hired to construct a new wing onto an existing high school. An environmental watchdog group alleged that pollutants including sediment, sand, silt, and colloidal material resulting from the high school expansion project were discharged into a nearby estuary […]

Acknowledgement to XL Environmental THE CLAIM Our insured, a mechanical contractor, was retained as a subcontractor during the construction of a medical center. The insured subcontracted the underground storage tank (UST) installation, fuel line connections to the existing building, and associated engineering work to another contractor. Part of that subcontracted work included the removal of […]

Acknowledgement to XL Environmental THE CLAIM An insured contractor was retained to build a church under the design/build construction project delivery method. After the church was completed, the owner noticed cracked concrete, uneven floor tiles, and damage to interior and exterior walls. It was determined that excessive moisture had migrated under the church, causing the […]

Acknowledgement to XL Environmental THE CLAIM An XL insured general contractor was hired to construct a senior living community that included two residential towers, plus a care center and parking garage. Upon project completion, excessive moisture and mold growth were discovered in the care center. The moisture and mold problems were severe enough that occupants […]

Acknowledgement to XL Environmental THE CLAIM The construction manager of a construction, renovation and expansion project for a food distribution center hired an XL insured to construct and install a new refrigeration system at the facility. Our insured was in the process of cutting a section of pipe when approximately 50 pounds of ammonia was […]

Acknowledgement to XL Environmental THE CLAIM Workers at an XL insured’s chemical blending facility were transferring a highly toxic chemical, p nitro aniline (PNA), from 55-gallon drums into 2,000 lb. super sacks. During the transfer, an estimated 500 lbs. of this chemical was spilled, exposing the workers, the insured’s property and neighboring properties to the […]

Acknowledgement to XL Environmental THE CLAIM An explosion and a series of fires occurred at an XL insured’s chemical plant. The explosion occurred while workers were unloading chemicals from train cars. The fire department responded to the scene. Fire suppression water flowed one mile away onto an adjacent property, contaminating the adjacent location. Our insured […]

Acknowledgement to XL Environmental THE CLAIM An XL insured chemical blending and distribution facility experienced a fire and explosion. The fire originated from the packaging area of the plant and occurred as an operator was filling a steel tote tank with ethyl acetate. The cause of the fire was a static electrical spark resulting from […]

Acknowledgement to XL Environmental THE CLAIM Soil sampling activities at an XL insured’s facility indicated low levels of fertilizer constituent contamination over a large percentage of the site. Sampling results were submitted to the state regulatory agency which required a corrective action plan (CAP) be submitted for approval, subsequent site excavation and remediation. A toxic […]