Source: https://www.greatamericaninsurancegroup.com/ Two years after the completion of new high school, it was determined that the window system was allowing water to infiltrate the building. Significant mold damage was discovered. The installation fault and cost to remediate was shared by the general contractor and manufacturer. The sub-contractor who installed the windows was no longer in […]

Source: https://www.greatamericaninsurancegroup.com/ A few years after construction of the upscale apartment community, tenants complained about discovering mold in the bathrooms. Several tenants moved and filed claims for alleged bodily injury and property damage. An extensive investigation revealed that construction defects associated with shower installation caused severe water intrusion and moisture build-up. Damages to the property […]

Source: https://www.greatamericaninsurancegroup.com/ A contractor was hanging new drywall during a renovation project, when an employee accidentally drilled through a small water pipe located behind the wall. The drywall contractor did not realize the water leak occurred, resulting in a substantial amount of mold growth between the walls. The drywall contractor was held responsible for cleanup […]

Source: https://www.greatamericaninsurancegroup.com/ A restaurant owner purchased a property that seemed suitable for redevelopment. Prior to their purchase, the owner went through proper due diligence and conducted a Phase I site assessment. The Phase I did not note any known contamination onsite, but as the company began construction, they discovered petroleum contamination from an unknown heating […]

Source: https://www.greatamericaninsurancegroup.com/ An old brewery had undergone several renovations throughout the years. Improper closure of an old fermentation tank and on-site surface impoundment had allowed gradual seepage into the groundwater. The contaminated groundwater was a central water supply for a neighboring community. Extensive groundwater remediation and emergency water supply for residents was required. Read more.

Source: https://www.greatamericaninsurancegroup.com/ The insured purchased a yacht club facility that included a marina and a building that housed a restaurant, bar, boat shop, and other stores. Unbeknownst to the insured, the commercial freezer from the restaurant was leaking into the wall shared with the boat shop due to excessive condensation. An employee of the boat […]

Source: https://www.greatamericaninsurancegroup.com/ A fermenter vessel at a brewery malfunctioned. The tank discharged a large volume of waste into a nearby stream, causing damage to many aquatic plants and fish. The local regulatory authority issued fines to the operator of the brewery for the unauthorized discharge. In addition, an environmental group filed property damage suits. Read […]

Source: https://www.greatamericaninsurancegroup.com/ During recent interior room renovations at a highly rated senior assisted living facility, mold contamination was encountered on the surface and behind vinyl wall coverings. After inspection of over 35 rooms, the cause was determined to be increased humidity levels brought on by occupants opening windows and allowing humid outside air to mix […]

Source: https://www.greatamericaninsurancegroup.com/ City inspectors received notice of possible building violations at a nursing home facility. Inspection of the facility found the building’s roof and interior were in violation of city codes. The violations were serious in nature including signs of water damage on ceilings, light fixtures and electrical switches. Additionally, several employees reported a mold/mildew […]

Source: https://www.greatamericaninsurancegroup.com/ A mechanical contractor was hired to perform HVAC repairs at a hospital. No medical procedures were performed during the actual renovation activities and proper measures were taken to ensure proper encapsulation. Despite the controls, one year after completion of the project, the contractor was notified that several aspergillus (a type of mold species) […]

Source: https://www.greatamericaninsurancegroup.com/ Legionella was discovered in the water supply of a major metropolitan hospital. An entire wing of the hospital needed to be vacated and patients removed while the water system went through treatment for the legionella. In addition to the remediation costs, several patients sued the hospital claiming bodily injury from exposure to the […]

Source: https://www.greatamericaninsurancegroup.com/ Following a flight, an aircraft was moved into the hangar for the evening. Shortly after, the plane caught fire due to an electrical shortage. In order to put out the fire, the airport’s ARFF crew had to use large quantities of firefighting foam. The chemicals in the firefighting foam leaked into the groundwater […]