RT ECP: Mold

April 1, 2025

Mold

Source: https://www.greatamericaninsurancegroup.com/ A general contractor, building a large senior living complex using wood frame construction, experienced frequent rains during the early stages of construction. Unfortunately, this led to delays in the work, allowing the wood frame to be exposed to the weather for extended periods. As a result, water damage and significant mold growth occurred. […]

March 26, 2025

Georgia Federal Court Applies “Fungi or Bacteria” Exclusion and Holds Insurer Owed No Duty to Defend Mold Exposure Wrongful Death Suit

Source: https://www.jdsupra.com/, March 25, 2025 By: William Craven & Brenden Dougherty, Akerman LLP In Nationwide Property & Casualty Insurance Company v. Hampton Court, L.P., et al.[1] the United States District Court for the Northern District of Georgia granted an insurer’s motion for judgment on the pleadings that it owed no duty to defend an underlying suit […]

March 14, 2025

Improperly Installed HVAC System Leads to Mold

Source: https://www.greatamericaninsurancegroup.com/ A mechanical contractor recently installed a HVAC system in an assisted living facility. The system was improperly installed, which caused mold growth in a number of residences. The facility was forced to relocate several patients during the repair of the system, and renovate the moldy building materials. A claim for cleanup costs and […]

March 14, 2025

Water Infiltrates High School Two Years After Construction

Source: https://www.greatamericaninsurancegroup.com/ Two years after the completion of new high school, it was determined that the window system was allowing water to infiltrate the building. Significant mold damage was discovered. The installation fault and cost to remediate was shared by the general contractor and manufacturer. The sub-contractor who installed the windows was no longer in […]

March 13, 2025

Mold Discovered in Bathrooms Several Years After Apartment Construction

Source: https://www.greatamericaninsurancegroup.com/ A few years after construction of the upscale apartment community, tenants complained about discovering mold in the bathrooms. Several tenants moved and filed claims for alleged bodily injury and property damage. An extensive investigation revealed that construction defects associated with shower installation caused severe water intrusion and moisture build-up. Damages to the property […]

March 13, 2025

Drywall Contractor Drills Through Pipe Leading to Mold

Source: https://www.greatamericaninsurancegroup.com/ A contractor was hanging new drywall during a renovation project, when an employee accidentally drilled through a small water pipe located behind the wall. The drywall contractor did not realize the water leak occurred, resulting in a substantial amount of mold growth between the walls. The drywall contractor was held responsible for cleanup […]

March 4, 2025

Rainwater Leads to Mold in Airport Hangar

Source: https://www.greatamericaninsurancegroup.com/ During a particularly heavy storm, rainwater gathered in a puddle on the roof of an airport hangar. Due to a clogged drain, the water level rose higher than the installed protective flashing and entered the drywall behind a storage shelf. Over time, mold developed resulting in a costly clean-up and there was potential […]

August 24, 2023

Insurer Berkley Wants Judge in Virginia to Toss $5.8M Jury Verdict Over Mold Claim

Source: https://www.insurancejournal.com/, August 23, 2023 Berkley Assurance Co. is asking a federal judge in Virginia to throw out a $5.8 million jury verdict against it in a case where the insurer maintains a construction firm failed to notify it of its mold claim in a timely manner. The insurer insists that the evidence establishes as […]

August 22, 2023

Mold – Sediment Build Up

Source: Distinguished Programs A commercial retail center received complaints from tenants about musty odors coming from the basement storage areas. During a maintenance inspection, it was determined that the basement drains were not able to drain properly  due to the buildup of sediments within the pipes causing water to back up into the storage areas. […]

August 14, 2023

Mold – Residential

Source: Distinguished Programs A child living in an apartment complex began experiencing breathing problems. An inspection of the apartment unit uncovered mold in the bedroom closet from  a leak in the apartment unit directly above. The child developed asthma and the family filed a lawsuit against the apartment complex for the child’s bodily  injuries. The […]

August 9, 2023

Apartment

Source: Distinguished Programs A child living in an apartment complex began experiencing breathing problems. An inspection of the apartment unit uncovered mold in the bedroom closet from a leak in the apartment unit directly above. The child developed asthma and the family filed a lawsuit against the apartment complex for the child’s bodily injuries. The […]

August 9, 2023

Office Building

Source: Distinguished Programs A general contractor (GC) constructed a new office building. The windows were not sealed properly during  installation resulting in water intrusion along the windowsills and mold. The building’s owner filed a lawsuit against  the GC for mold that arose due to the faulty workmanship. Cleanup costs due to mold exceeded $250,000

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